Using this item is the only way to prevent others from piecing together valuable information
What is cross-cut shredder
100
The term used when others go through your trash looking for personal information such as account numbers.
What is Dumpster Diving
100
When defending yourself from Identity Theft you should place a fraud alert on this item.
What is Credit Report
100
It is important not to leave unpaid bills in this place
What is your mailbox
100
FTC stands for?
What is Federal Trade Commission
200
To monitor your credit you should request this.
What is a Credit Report
200
Strategically placing cameras and other imaging devices to fraudulently capture ATM pin numbers.
What is Skimming/PIN Capturing
200
When fraudulent activity occurs whom should you file a report with?
What is the Police department
200
What information would an Identity thief be interested in?
What is Name, address, date of birth, and social security number.
200
Every consumer has the right to their credit report free of charge every year, courtesy of what Act?
What is the Fair and Accurate credit Transaction Act
300
What should you write on the back of all debit and credit cards?
What is See photo ID
300
An e-mail scam claiming to be someone they are not is,
What is Phishing
300
For a small monthly amount you could enroll what service that would provide a credit score, credit reports and perhaps identity theft insurance?
What is Credit monitoring Services
300
Experian is what type of agency?
What is a credit reporting agency
300
According to The Fair Credit Billing Act (FCBA), what is the largest amount you are liable for in the unauthorized use of a debit/bank card?
What is $50
400
What are the three Credit Reporting agencies?
What is Equifax, Experian, and TransUnion.
400
What is the term for an alert that tells creditors you might be a victim of identity theft?
What is a fraud alert
400
If you apply for credit and are denied, you have the right to access what to dispute?
What is a Credit report from the agency accessed by the requested party.
400
From where is the data on your credit reports obtained?
What is your creditor and public records
400
4. Under what act will you be protected during trail of your thief?
What is The Justice for All Act
500
Three ways to protect yourself from Identity Theft?
What is Deter, Defect, and Defend
500
An application that runs on a personal computer that records keyboard strokes
What is Spyware
500
The following are warning signs of what:
Failure to receive a bank statement
Unknown charges on a credit card bill or bank statement
Surprise call from a collection agency
What is Identity theft
500
Name two of the seven sections that are found on a credit report
What is Consumer Information, Consumer Statement, Summary of Information, Account History Information, Inquiry Information, and Creditor Information.
500
EFTA says you are not responsible for any unauthorized transactions if you report an ATM or Debit card missing when?