Terms
Terms
To be SAFE
What to do when IT happens
How they use your infomation
100
The illegal use of an individual’s personal information, such as credit cards, bank and investment account numbers, social security number, etc., and using them to commit theft or fraud.
What is identity theft?
100
Machine that captures the card number from the magnetic strip.
What is card reader?
100
Make informed choices about sharing personal information---“opt out”
What choices should you make?
100
Whats the first thing you should do?
Respond immediately
100
What are two things they can do with your money and infomation?
Rent an apartment Get a job
200
A website that uses safeguards to protect information from theft during transmission.
What is secure site?
200
The unique nine-digit number used by the Social Security Administration to keep track of a person’s earnings. It can be used to access bank and credit card accounts as well as other personal information.
What is Social Security number?
200
Contact your bank if you are missing ATM cards or checks
who do you contact if you lost your ATM cards or checks?
200
What should you keep a record of?
Keep a record of phone calls, letters, and Emails.
200
What can they do with bank accounts?
Open a bank account and write “bad” checks. Write checks on one’s bank account.
300
Small files stored on a computer that enable a Web site to “remember” information about a visitor.
What is cookies?
300
A practice in which companies collect information about the Web sites a consumer visits, then use that information to predict what the consumer may buy in the future.
What is online profiling?
300
what report do you file?
If a victim of theft, file a police report
300
What type of file should you report? Who should you send your complaints to?
File a police report File a complaint with the FTC
300
What can they do with your bank card?
Obtain cash with bank cards.
400
A part of a system of carrying out financial transactions by computer rather than using checks or cash.
What is Electronic funds transfer (EFT)?
400
What do you do . . . When sing credit cards and identifying information. When missing Social Security numbers.
Report missing credit cards and identifying information to three credit-reporting agencies. Report missing Social Security numbers or card to the Social Security Administration.
400
What request should you give, and to what bureaus? What report should you obtain from each major credit bureau?
Request a “fraud alert” with three major credit bureaus---Equifax, TransUnion, and Experian. Obtain a credit report from each major credit bureau and check for accuracy.
400
What can they do with credit cards and credit?
Make charges to your accounts and credit cards. Open new credit accounts to make purchases.
500
Deceitful conduct designed to manipulate another person for some gain.
What is fraud?
500
Who do you seek help from? What should you issue?
Seek other help from the Federal Trade Commission and the Identity Theft Resource Center. Issue a “stop payment” if checks or credit cards are lost or stolen.
500
What should you do with your accounts?
Close all accounts that have been involved in the theft. Open new accounts with new passwords and PIN numbers.
500
What type of traps do the thieves pay attention to?
when someone signs up for services such as telephone, cellular telephone, or wireless service, and utilities
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