People
Terms
Harm and Damage
Phrasal Verbs
Modal Verbs
100

This person helps you choose an insurance plan from many different companies.

A broker.

100

a demand for money from an insurance company

a. a claim

b. a premium

c. a deductible



a claim

100

the action or crime of stealing

theft

100

We aren't fond of our downstairs neighbors, but we can _______ them.

a) live with

b) go for

c) stay way from

live with

100

You ____ ___ show ID at the airport in order to get your ticket.

a) have to

b) must

c) should

You have to show ID at the airport in order to get your ticket.

200

This person pays premiums and has the right to make claims.

A policy holder
200

a large payment of money, especially as compensation

a. a claim

b. a premium

c. a payout



payout

200

physical harm to something, which reduces its value or
usefulness

damage

200

We decided to ________ the first place, since it met all our needs. We move in next week


a) look into

b) go for

c)rule out

go for

200

You _____ go see the new movie, I think you will really enjoy it.

a)may

b)could

c) should

You should go see the new movie, I think you'll really enjoy it.

300

This person makes a claim.

A claimant.

300

the amount you have to pay out-of-pocket for expenses before the insurance company will cover the remaining costs

a. a claim

b. a premium

c. a deductible

Deductible

300

receives insurance protection from someone else who has purchased an insurance policy

Third Party

300

You should ________any jobs where you get a large bonus for convincing friends to join, especially if they only pay in commission. It might be a scam.

a) stay away from

b) rule out

c) plump for

stay away from

300

You ____ ____ go home right now, I have a meeting in five minutes and I want you to be there.

a) don't need to

b) may not

c) don't have to

You may not go home right now, I have a meeting in five minutes and I want you to be there.

400

This person evaluates the risks of insuring a particular person and sets the premium pricing.

An underwriter.

400

an amount to be paid for an insurance contract
a. a claim

b. a premium

c. a deductible

a premium

400

insurance that protects you if you accidentally cause damage to another vehicle

third-party insurance

400

We decided to ___ ____ the first canidate for the job. He just wasn't up to our standards.

a) go for

b) live with

c) rule out

Rule out

400

Our dress code is pretty casual. You ___ ___ wear a suit and tie here unless you want to.

a) don't have to

b) must not

c) can't

Our dress code is pretty casual. You don't have to wear a suit and tie here unless you want to.

500
This person assesses the compensation that should be paid after a person has made a claim.

Loss adjuster

500

protection provided against risks

a. deductible

b. coverage

c. assurance

coverage

500

an accident that you caused

at-fault accident

500

Our budget was tight, but we decide to _____ some expensive ad space. 

a) live with

b) rule out

c) plump for

plump for

500

The teacher said, "If you want a good grade in this class, you _____ do your homework".

a) must

b) need to

c) have to

The teacher said, "If you want a good grade in this class, you must do your homework".

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