Finance
What is a credit card?
A credit card is a card that lets you buy things and pay for them later. It's like a loan from a bank that you can use to make purchases.
When should you pay a bill?
Before the due date.
Let's talk about it
What is good communication?
The proof I get when I get paid - times 3
What are 3 months of paystubs?
What are the upfront costs when renting an apartment?
Deposit (Usually same amount as rent)
1st Month's Rent
What is a debit card?
A card that takes money directly from your bank account. Typically used to buy goods or services and to withdraw cash from an ATM.
How to pay for your expenses?
Employment
It's great that we have similar lifestyles
What is being compatible?
650 or better is good
What is good credit?
I don't want to live alone
What is finding a roommate?
What is the difference between Need vs. Want?
Needs- things that are essential for survival
Wants- things that are not essential but would be nice to have.
What are forms of transportation you can utilize in Merced?
Car, Bus, Uber, Lyft, Taxi, Bike, Scooter, Friends and Family.
Do I hear a knock on my bedroom door?
What is being respectful of your roommate's space?
This is who I am and I have proof
What is government issued ID?
What's all this going to cost me?
What is figuring out how much you can afford?
What is an Emergency Fund?
Money you save for things you don't expect to happen.
What utilities are you responsible for when living on your own?
PG&E (electricity and gas), cell phone, internet, water/sewer/garbage
Oops! Someone left their dishes in the sink
What is cleaning up after yourself?
Other people think I'm great!
What is a reference?
Credit Karma is good for this
What is knowing your credit score?
What is a savings account?
A bank account that lets you save money for long-term goals.
What strengths are needed to live independent?
Time management, Health, Social Skills, Hygiene, Meal prep/cooking
It's time to cough up the dough!
What is being able to pay rent and other bills on time?
Really? I need to make how much?
What is 2.5 - 3 times the amount of your rent?
I love where I live
What is finding the right city or neighborhood for you?