Money Matters
This is a plan for how you spend and save money each month.
What is a budget?
This is the place where you live.
What is a home / apartment / house?
Your phone is about to die and you need directions. What should you do first?
Charge it / bring a charger / use a map / ask for help
Your apartment rent is $900 and your paycheck is $1,200. What should you do before spending money on anything else?
Budget for rent and bills first
This sweet campfire treat is made with chocolate, marshmallows, and graham crackers.
What is a s’more?
When you buy something now but pay later, it helps build this.
What is credit?
Money you pay every month to live in an apartment or house.
What is rent?
Your friend asks to borrow $20 but still owes you money from last time.
Say no / set boundaries / ask for the old money back first
You notice water leaking under your sink in your apartment. What should you do first?
Report it to your landlord / maintenance
This outdoor activity involves sleeping in a temporary shelter made of fabric.
What is camping in a tent?
This type of account is best for storing money long-term.
What is a savings account?
Things like electricity, water, and gas are called this.
What are utilities?
You have $30 left but want food, snacks, and a new hoodie. What should you do?
Prioritize needs first / buy food before wants
Your friend wants to move in with you but they don’t have a job yet. What is something you should consider before saying yes?
Can they pay rent?
Will they be on the lease?
This nighttime activity at camp often includes singing songs and telling stories around a fire.
What is a campfire?
When you buy something and get money back because you paid too much.
What is change?
Before moving into an apartment, you usually sign this agreement.
What is a lease?
You forgot you had work today and your shift started 10 minutes ago.
Call or text your supervisor immediately
You are signing your first lease and notice a rule you don’t understand. What should you do before signing?
Ask questions / read the lease carefully
At camp, this tool is commonly used to help you find directions in the woods.
What is a compass?
Name one thing you should do before buying something expensive.
save money, compare prices, ask if you really need it, check your budget
Name one thing you should check before moving into an apartment.
Is everything working
Is it safe
How much is rent
Are utilities included
Your roommate keeps eating your groceries.
Have a conversation
Label food
Set boundaries
You realize your monthly expenses (rent, food, phone, transportation) are more than your income. What should you do?
Adjust spending
Find additional income
Create a budget
This popular camp activity involves traveling through nature on foot along a trail.
What is hiking?