Money Management
What is a budget?
A plan for spending and saving money.
Why is budgeting important?
An agreement reached by two people or a group of people?
What is a compromise?
A legal written agreement between tenant and landlord stating rules for renting. What is this called?
What is a lease ?
What are questions on a job application?
Your name, work history, education, social security number, references, contact information
Why is it important to always wash your hands before eating and after using the bathroom.
Overall health!!!! Reduce illness, keeping yourself and others clean, reducing spread of germs.
You can always use hand sanitizer, but hand washing is more effective
What is a Credit Report? What is a good-excellent credit score?
A report used by lenders to determine if you are a good borrower or a poor borrower. It fluctuates between 500 - 800 or beyond. This score helps assess your creditworthiness
What is a good-excellent credit score?
What could affect a credit score? (good or bad)
What are two ways to tell how someone is feeling?
Body language and facial expression.
What is a security deposit?
Money deposited with a landlord to cover costs of damages to a rental unit or unpaid rent when a renter moves.
Usually consists of the same kind of information on a job application but written in a more formal and concise fashion. What is this called?
What is a resume?
What is good hygiene?
This helps to prevent the development and spread of infections, illnesses, and bad odors.
Showering properly, washing hands frequently, washing face, brushing teeth, flossing, wearing deodorant, brushing your hair, wearing clean clothes/washing clothes after wearing, keeping space clean.
Why is it important to make eye contact when talking to someone?
Shows that you are interested, shows that you are paying attention, shows that you care about what they are saying.
What are UTILITY BILLS? Give 3 examples
Bills that is not included in your rent but are needed monthly in order to live.
Examples: Heat, Water, Electricity, Trash, Sewer, Internet, TV, phone
Can you identity the difference between necessities vs wants in our examples?
What is a background check?
A check employers run to make sure there is no criminal activity in you history.
A plan to take time out for yourself to relax and calm yourself from everyday stressors.
What is a SELF-CARE PLAN?
True or False: Everyone's NEEDS and WANTS are the same.
False
Why is it important to take turns?
It allows other people to get a chance to do/or say something.
What is housing start up costs? (What do you need pay/provide to landlord prior to moving in)
First month rent, security deposit, utility deposits.
What else would you need for moving in
Where is a place that you can get food for free if you are running low on money?
Local food pantry
How often should you wash your bed sheets?
Once a week
When you are eating out at a restaurant and the waiter or waitress brings you a bill for $20.00, how much should you pay the waiter or waitress.
$20.00 plus at least 20% for a tip, which would be $24.00.
When someone tells you to "Have a good day" how should you respond.
You should say thank you and tell them to have a good day too.
What else could you say?
What are reasons you can be evicted?
Not paying rent, not complying with terms of rental agreeement, not appropriately maintaining the rental unit.
What are standard payroll deductions? (What is taken out of a pay check)
Federal taxes, state taxes, social security/retirement.
Why is it important to drink water everyday?
To stay hydrated, helps to keep you energized, helps to keep your skin clear, makes you feel less tired, helps with digestion, helps strengthen your immune system
How much water have you had today?