Vocabulary
What is an Annual Fee
a yearly fee you are charged to own a credit card
what are some services the banks provide?
Loans, Saving accounts, Checking accounts, trust funds.
What are some type of taxes
Sales tax, Property Taxes, Social Security Tax, Income taxe
Where can I find jobs to apply to?
In person, online or in the newspaper.
What is an APR? (Annual Percentage Rate)
a yearly interest rate.
what is the difference between Saving and Checking accounts
1) Saving account earn interest
2) checking account allows you to have a debit card to deposit and withdrawal often
When are taxes typicaly due
April 15th
What is one thing I should bring to a job interveiw?
Cover letter, Resume
Please define Credit
Using Credit means you are purchasing things now and promising to pay later
What type of loans are there:
education Loan, Car Loan, business loan or personal loan.
What is a Due date?
the deadline for something
How should I dress for my job interview?
Dress presentable
What is a credit limit
the maximum amount you can barrow
why is it important to track your spending?
to ensure you dont overdraw your account and you are not hacked
what is Sales tax
taxes that are placed by the government on items bought
Who should you list as a reference?
a friend, teacher or collogue someone outside your family who can speak on your character and your skills
what is an Over the Limit fee
fee charged if the credit card amount balance goes over the set credit amoung
What is the difference between a bank and a credit union
what taxes are taken out of a pay check?
Payroll taxes include federal, state, and local income taxes, federal and state unemployment taxes, and Medicare and Social Security taxes.
What does PT and FT mean in a job advertisement?
Part time and full time!