Money Management
Education
Housing
Employment
Credit
100
A plan for spending and saving money.
What is a budget?
100
Money awarded based on financial need, are given out by the federal government, state government and colleges and do not need to be paid back.
What is a grant?
100
A legal written agreement between tenant and landlord stating rules for renting.
What is a lease ?
100
Your name, work history, education, social security number, references.
What are questions on a job application?
100
free money that you pay off monthly/billed for
define credit
200
A form completed when you start a job so your employer can withhold the correct amount of federal income tax.
What is a W-4 form?
200
Money that must be repaid, usually with interest, most are government sponsored.
What is a loan?
200
Money deposited with a landlord to cover costs of damages to a rental unit or unpaid rent when a renter moves.
What is a security deposit?
200
Federal taxes, state taxes, social security/retirement.
What are standard payroll deductions?
200
credit encourages consumers to buy with more than they have
how is credit good for business
300
A card that can withdraw a purchase amount directly from a checking account without separate billing, usually done immediately.
What is a debit card?
300
to pay off student loan
why do most college grads work right out of college
300
Provides information regarding landlord/tenant counseling and assistance with housing discrimination.
What is Fair Housing?
300
Usually consists of the same kind of information on a job application but written in a more formal and concise fashion.
What is a resume?
300
it is free money that if not watched can be over used and not paid in full
how can credit be the worst thing for youth
400
The amount of money you earned and the amount of you take home after deductions.
What is gross and net income?
400
if you have a
is college a place that needs credit
400
First month rent, security deposit, utility deposits.
What is housing start up costs?
400
A tax form prepared by an employer and given to an employee to be filed with his/her 1040 form, lists wages earned during that year, federal and state taxes withheld and social security tax information.
What is a W-2 form?
400
no it can give you money for spending and it can save you from debt if watched
will credit always put you in debt and not benefit you
500
A large extra payment that may be charged at the end of a loan or lease.
What is a balloon payment?
500
The largest federal grant program. Eligiblity and award amounts are determined by the school based on federal guidelines.
What is the Pell Grant?
500
Not paying rent, not complying with terms of rental agreeement, not appropriately maintaining the rental unit.
What are reasons you can be evicted?
500
Has a resource center that offers a number of job search tools to the public, including internet access, books, videos, tip sheets and information about current labor market and social services.
What is the Portage Workforce Connection?
500
almost for credit shows you can pay it back
is impossible to get a loan with no credit
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