This is the "Plan" that tells your money were to go instead of wondering where it went.
What is a Budget?
This type of account lets your money grow tax-deferred until retirement.
What is a Traditional TSP?
This term describes the percentage of your available credit that you're currently using and keeping it below 30% can help you improve your credit score.
What is credit utilization?
Your ability to borrow money is called this.
What is credit?
The earlier you start doing this, the more your money can grow thanks to compound interest.
What is SAVING/INVESTING early?
This is the "emergency reserve" every soldier should have, ideally covering 3-6 months of expenses.
What is an EMERGENCY SAVINGS?
This TSP option lets your contribution grow tax-free.
What is a ROTH TSP?
The credit score range from 300, all the way up to this score number which is considered to be EXCELLENT Score.
What is 850?
This is a FREE service Financial Readiness Program offers to all Service Members to help you get the car history and value of your vehicle.
What is CARFAX?
The best way to make saving automatic is to set this up with your LES.
What is an allotment or direct deposit?
This organization offers zero-interest free loans and grants to help soldiers who are in need of an emergency.
What is Army Emergency Relief?
The maximum annual TSP contribution limit for 2025 is about this amount.
What is $23,500?
You're entitled to one free credit report per week/year from this website.
What is www.annualcreditreport.com
Paying this type of bill late can damage your credit score.
What are loans or credit card payments?
Car Loan
Mortgage Loan
Personal Loan
Credit cards
This "Pay Yourself First" habit means you save before you do this with your paycheck.
What is spending?
Look here to determine your retirement plan.
What is the Leave and Earning Statement?
This is the minimum service match percentage you should aim for to get the full contribution.
What is 5%?
The three major credit bureaus in the U.S. are Transunion, Equifax, and this one.
What is Experian?
Bad credit can impact this military requirement for certain jobs, overseas assignments, or discharged from the military.
What is Security Clearance?
The safest place to store an emergency fund is in this type of liquid, low-risk account.
What is a high-yield savings account or money market account?
This incentive is offered to you once you join the military and reduces your interest rate on loan(s) you had before coming into the military.
What is Service Member Civil Relief Act?
The TSP offers these 5 core funds, ranging from safe government securities to aggressive stock options.
What are G, F, C, S, and I Funds?
This factor counts for 35% of your credit score.
What is Payment History?
A car's loss of value over time is called this.
What is depreciation?
If you withdraw retirement savings before age 59 1/2 (without an exception), the IRS may charge this penalty percentage in addition to taxes owed.
What is 10%?