Coverages
This is designed as goodwill coverage to reduce the need for litigation. These two types of coverage differ on a state by state basis.
What is medical payments coverage and PIP coverage?
Includes continuous or repeated exposure
to the same conditions resulting in bodily
injury or property damage.
What is an accident?
This form is sent to obtain medical bills.
What is a medical authorization?
This is what you should do when you notice these red flags:
Red flags: Fatality, prior surgery, head trauma, hospitalization overnight, broken bones, sensory injuries, Pregnancies
What is notify your manager?
This coverage provides for a driver to receive damages for any injury he or she would receive from an uninsured, negligent driver.
This type of coverage would pay for vehicle damages caused by a deer hit.
What is comprehensive coverage.
Means direct and accidental loss or damage.
What is a loss?
What is subjective?
This is how often you should follow-up with a non-attorney retained claimant.
What is 30 days?
This coverage steps in when you're in an accident with an at-fault driver whose liability limits are too low to cover the damage or medical expenses
What is underinsured motorist coverage?
Commercial auto policies can have comprehensive or this type of coverage, but never both.
What is Special Cause of Loss coverage?
means damage to or loss of use of tangible property.
What is Property Damage?
This type of injury occurs when the head moves back and then forward.
What is whiplash
This is the first thing you do when you receive a demand.
What is organize the medical bills and notes.
Intangible damages (like pain and suffering, loss of enjoyment of life, emotional distress) are all examples of this kind of damages.
What is general damages.
This coverage pays for property damage or bodily injury for a 3rd party.
What is liability coverage?
These are the two types of damages a claimant can make.
What are special and general damages?
These are the types of pictures you should always obtain during your investigation.
What are pictures of the insured and claimant vehicles?
IME stands for this.
What is an Independent Medical Examination?
This theory asserts that you can prevail at trial by speaking to, and scaring, the primitive part of jurors' brains.
What is the reptile theory?
Med Pay and Pip coverages do not apply to any obligation for which the insured or the insured’s insurer may be held liable under this type of coverage.
What is Worker's Compensation?
This type of negotiations is based on the theory that the claim will settle closest to the first offer or demand made.
What is anchoring?
The BI screens should be completed as you obtain information and should reflect this?
What is reviewed the medical bills and notes?
What is www.harmonie.org?
This is how a check would be written out if a non-attorney retained and married couple named John and Mary Smith were receiving an injury settlement check from Acuity.
What is "John & Mary Smith, individually and as husband and wife?"