For people who can no longer dress, bathe or take care of themselves
What is long-term care insurance
200
The time between the disabling event and when the payments actually begin
What is elemination period
200
Life insurance policy for a specific period of time
What is whole life insurance
300
This helps protect you against the financial uncertainty arising from injury to your family or someone else while on your property
What is liability insurance
300
Covers expenses related to injuries you sustained in a car accident
What is Personal Injury Protection (PIP)
300
A savings account used in conjunction with a high-deductible health insurance policy that allows users to save money tax-free against medical expenses
What is a Health Savings Account (HSA)
300
pays if you cannot preform the job you were paid to do
What is occupational disability
300
The amount of life insurance you should have
What is 10 times the amount of your income
400
Your home will be repaired to its value at the time of loss, reguardless of the amount of coverage carried.
What is Guaranteed Replacement Cost
400
Helps to cover your costs if someone else causes and accident and doesn’t have enough insurance coverage to pay for the damages or they don't have any insurance at all
What is underinsured/uninsured motorist coverage
400
black and white and red all over?
What is a newspaper
400
The amount of coverage you should have
What is 65% of your income
400
insurance for a specific period and has no savings plan built in
What is term insurance
500
Dave Ramsey's children's names
Who are Daniel, Denise, and Rachel
500
Typically includes comprehensive and collision insurance in addition to liability coverage
What is full coverage
500
a baby born on a staircase
What is a step child
500
Starts with a D and is the topic of this colum
What is Disability
500
insurance that is normally for life and is more expensive because it funds a savings plan