The amount you pay before insurance contributes.
A deductible
This covers he home and what's attached
Coverage A - Dwelling
This peril is not covered in a standard renters policy. (multiple answers accepted)
Flood, mold, earth quake
What is the common term for "financial responsibility filing"
SR-22
This covers detached structures - such as a shed.
Coverage B
This endorsement allows for full reimbursement of an item, even if only half of it is stolen or destroyed.
Replacement cost
What are the two types of liability coverage?
Property and Bodily Injury
This covers normal living expenses and immediate assistance if the home cannot be lived-in.
Coverage D - Loss of Use
If your rental home or apartment becomes uninhabitable as a result of a covered peril, your renters insurance policy will pay expenses above and beyond your normal living expenses. This is called
loss of use coverage or additional living expenses
If you are financing your vehicle you are required to have ____ coverage
Full coverage
This coverage is 40% of coverage A
Coverage C - Personal property
The building itself is not covered under a renters policy, what is covered under a renters policy?
Personal property
This coverage will pay off your auto loan in the case of a total loss. This is referred to as:
Gap coverage
This peril is generally not covered in an HO3 (multiple answers accepted)
Flood, earth quake, mold.
Who's property is covered under a renters policy?
The people listed on the policy.