Managing Risk
What are some items that are worth insuring?
Auto, Life, Health, Home
Do you have to have Auto Insurance?
Yes, Auto Insurance Liability coverage is required by law.
Property Insurance
Covers property like home or business.
What are some factors that will lower your car insurance rate?
Good Driving Record, Drivewise, city or town etc.
What are 3 members of the Justice League?
Batman, Superman, Wonderwomen, Flash, Cyborg, Auqaman, ETC.
What are some things you do not have to insure?
Cell Phone, Pet, etc.
Bodily Injury Coverage
When you get hurt in an accident your bill will be payed medically
Disability
Covers if you are unable to work for whatever reason.
What are some factors that will increase your auto premium?
What type of car you drive, speeding tickets, etc.
What kind of cat is considered bad luck?
Black Cat
What are some risks that you face everyday?
Driving in a car, breaking your phone, getting hurt playing a game or at work.
Property Damage Coverage
The Damage the covers property. Houses, fences, light poles, trees, etc.
Unemployment
Cover if you get laid off of you job.
Thashia got in a wreck with Terra and the damage to Thashia car is $2,000. Thashia has a deductible of $500. How much will the insurance cover?
1500
How many colors are in the rainbow?
Seven
Is cell phone insurance worth it?
What are some ways to avoid the risk, reduce the risk, or accept the risk?
Avoid the risk: Don't have a cell phone
Reduce the Risk: buy a case and a screen protector
Accept the Risk: just go with it.
What is the difference between comprehension and collision damage?
Collision covers all accidents.
Comprehension covers all stuff that doesn't come from accidents including animals.
Life
Covers your life incase of accidental death.
What should you do directly after an accident?
Make sure everyone is ok
Call the police
Take pictures.
Assess the damage.
If you suffer from arachnophobia, which animal are you scared of?
Spiders
What would the world be like if we did not have insurance?
What is uninsured motorist coverage?
When some one hits you that doesn't have insurance. Your policy will cover the damage.
Workers Compensation
What items should you carry in your car in case of an accident?
Flash light, phone, spare tire,
What is the largest state in the United States
Alaska