Personal Injury
What type of injury refers to harm to one's body, mind, reputation or emotions?
Personal Injury
What is a legal document that informs the defendant they have been sued?
Summons
What is the actual cost of an insurance plan?
Premium
What is the time limit in which a plaintiff must file a lawsuit?
Statute of limitations
What is a witness who provides expertise in support of a party's case?
Expert witness
What pays for damage caused by hazards other than collision?
Comprehensive coverage
What is a formal written statement declared under oath?
Affidavit
What is a legal proceeding between two parties in a court of law?
Lawsuit
What is the amount that must be paid out of pocket before insurance pays a claim?
Deductible
What is a request by one party for a judge's ruling on an issue that parties cannot agree on?
Motion
What is a cost-shifting mechanism to encourage settlement?
998 Offer
What provides coverage for injuries from an accident with an uninsured driver?
UIM/UM
What is the investigation that takes place before a lawsuit goes to trial?
Discovery
Who investigates and inspects claims against an insurance company?
Adjuster
What is the process to recover loss amount from a liable party?
Subrogation