Business Insurance
This endorsement covers equipment that travels between job sites.
What is inland marine insurance?
Allstate’s long-standing slogan promising protection and reassurance.
What is “You’re in Good Hands”?
This Allstate feature helps rebuild your home to current building codes after a loss.
What is Building Codes coverage?
This factor often impacts premiums across renters, condo, and specialty policies.
What is location?
This Allstate feature helps convert a term policy into permanent coverage.
What is a term conversion option?
This business structure helps separate personal and business liability.
What is a limited liability company (LLC)?
This Allstate program rewards safe driving behavior using telematics.
What is Drivewise?
This discount rewards homeowners who bundle auto and home policies.
What is a multi-policy discount?
This insurance discount may apply when multiple policies are bundled.
What is a multi-policy discount?
This life insurance amount is paid to beneficiaries upon the insured’s death.
What is the death benefit?
This coverage pays legal defense costs even if a claim is groundless.
What is liability insurance?
This feature helps prevent a surcharge after a customer’s first accident.
What is Accident Forgiveness?
This valuation method pays to replace damaged property without depreciation.
What is replacement cost?
This coverage protects motorcyclists if hit by an uninsured driver.
What is uninsured motorist coverage?
This rider allows a portion of the death benefit to be accessed if terminally ill.
What is an accelerated death benefit rider?
This policy may be required by landlords or lenders.
What is general liability insurance?
This endorsement may replace a totaled vehicle with a newer model.
What is New Car Replacement?
This policy pays claims based on the depreciated value of property.
What is actual cash value?
This renters or condo coverage protects against lawsuits for bodily injury.
What is personal liability coverage?
This term refers to statements on an application that affect policy issuance.
What is material misrepresentation?
This insurance protects against employee injury lawsuits.
What is workers’ compensation insurance?
This policy extends liability protection beyond auto and home limits.
What is an umbrella policy?
This coverage helps protect homeowners from lawsuits beyond medical payments.
What is personal liability coverage?
This valuation method replaces damaged property without depreciation.
What is replacement cost coverage?
This period allows a policyholder to cancel a new policy for a full refund.
What is the free look period?