Basic Insurance
A formal request to the insurance company when something bad happens
What is a clain?
Insurance that covers damage to your vehicle when it is involved in an accident
What is collision insurance?
The policyholder - the person(s) protected in case of a loss or claim.
Who is the Insured?
This coffeehouse chain spends more on their employees’ health benefits than their coffee.
What is Starbucks?
Name of Phyllis's dog that makes the Mizzou football score predictions
What is Dash?
A monthly fee paid for insurance
What is the premium?
Insurance that covers the other person's injuries and vehicle damage and is required by most states
What is liability insurance?
Coverage that provides protection for your house when you own your home
What is homeowners insurance?
Insurance companies do not provide coverage for this martial arts actor's films. As a result, he personally trains his stuntmen and covers their medical expenses out of his own pocket.
Who is Jackie Chan?
Phyllis's favorite travel destination
What is Cabo San Lucas?
The set amount that the policyholder must pay per loss when something bad happens
What is a deductible?
Insurance that pays for the loss or damage to your car caused by anything other than a collision
What is comprehensive coverage?
Additional property insurance that covers the damage or loss of a specific item of high value
What is a personal articles policy?
In 2003, this soft drink company organized a sweepstakes with a staggering 1-billion dollar-prize. Simultaneously, the company secured a 10-million dollar-insurance policy to cover the possibility of someone winning.
Phyllis likes to sponsor a table for this organization's trivia night to help promote literacy, provide potable water and support other community needs.
What is Columbia Metro Rotary?
The failure to take ordinary or reasonable care to prevent accidents
What is negligence?
The set amount that the policyholder must pay per loss on an insurance policy
What is the deductible?
An insurance employee who assesses the damage of your property
What is an insurance adjuster?
This famous singer, known for his band's black and white makeup, insured his iconic tongue for $1 million.
Who is Gene Simmons?
Names of 3 other charities Phyllis supports
What are Coyote Hill, Primrose Hill and Unchained Melodies?
Who were the first customers for insurance?
Who are merchant and cargo ships
3 things your young driver can do to help lower the premium cost:
What are:
Get good grades
drive safely
drive an older car
Payment based on the replacement cost of an item minus depreciation
What is actual cash value?
In 1987, this type of insurance became available to individuals who were interested in protection against alien abduction.
What is UFO Insurance?
Name one of Phyllis's favorite players on the Kansas City Chiefs football team
Who are Patrick Mahomes, Travis Kelce and Nick Bolton?