What's My Score
A credit report goes back how long in a person's history?
What is 7-10 years?
The term for borrowing money for a period of time before paying it back.
What is credit?
A professional who assesses the risk associated with providing insurance coverage to businesses.
What is an insurance underwriter?
The New England Patriots last won the Super Bowl in this year.
What is 2019?
TransUnion, Equifax, and Experian are three bureaus that do this.
What tacks credit information and prepares credit reports?
A car or student loans are examples of this type of loan that has fixed payments over a fixed period of time.
What is an installment loan?
This four-letter acronym, standing for Construction, Occupancy, Protection, and Exposure, is used by underwriters to assess a building's risk for insurance purposes.
What is COPE?
The oldest public school system in the United States is in this city.
What is Boston?
These are the three highest weighted factors when calculating a person's credit score?
What are payment history (35%), total debt (30%), and length of credit history (15%)?
This is the term for a financial charge incurred on a credit card.
What is interest?
This is the purpose of insurance.
What is to transfer risk?
You might find APR described on a credit card statement. It stands for this.
What is Annual Percentage Rate?
500-850 is the typical range of numbers that represents this.
What is a credit score range?
An installment loan specifically for the purchase of real estate is called what?
What is a mortgage?
This type of insurance protects the personal assets of a company's directors and officers from lawsuits.
What is Directors & Officers (D&O) insurance?
The term that describes setting aside a portion of your income each month or each paycheck before paying any bills or making any purchases.
What is "Pay Yourself First?"