(Policy Types)
The standard homeowners policy that covers almost all perils.
What is an HO-3?
The part on a policy that protects personal belongings inside the home.
What is Part C - Personal Property?
The agency that determines the flood zones.
What is FEMA?
The policy that covers a renter's contents but not the building itself.
What is an HO-4?
The part of a policy that would cover a shed or fence on an individual's property.
What is Part B - Other Structures?
The flood zones that do not require Flood Insurance?
What are zones B, C, and X?
A policy that covers a landlord's building but not the tenants contents against almost all perils.
What is a DP-3?
This part would cover a landlord's lost rental income or the cost of rent for a homeowner in the event of a covered peril.
What is Part D - Loss of Use / Lose of Rental Income?
A, AE, V, VE, Coastal AE
What are the flood zones that require insurance?
The policy type that cover's a condominium owner's property and possessions.
What is an HO-6?
The client's portion of the risk of a covered peril.
What is a deductible?
*** DAILY DOUBLE*** What is the best Insurance Agency to call for all of your's and your client's insurance needs?
What is Maxsoe Insurance Service?!?!
A homeowner's policy that only covers the basic perils of fire, lightning, and internal explosion.
What is an HO-1?
The part of a Homeowner's policy that protects against flooding.
**Trick Question** What is there is not a part on a homeowner's policy to protect against floods?
30 days
What is the standard wait time for a flood policy to go in to effect?