Auto Insurance
If you are driving home at night and hit a deer, and you don't have GAPS in coverage, who do you take your car to and what type of car insurance coverage kicks in.
Who is Paula Schuh and what is comprehensive coverage.
Our resident realtor can tell us this question--Who owns your home when you have a mortgage?
Who is Dean Klempke and what is the bank or mortgage company.
Our CPA is good at keeping your assets in the right columns, what type of insurance provides coverage for legal expenses in the event of a lawsuit?
Who is Kathy Bonuchi and what is underlying personal liability and a personal liability umbrella coverage
This member's organization helped throw a fabulous Fourth of July party, but the question is, in what year was the Declaration of Independence adopted?
Who is Joe Knight and what is 1776?
Name one of Phyllis' favorite travel destinations
What is Cabo San Lucas, Rome and Hawaii?
Doing this makes sure that your car insurance stays intact and the name of the roofer in our group.
What is paying your premium and Who is Joe Eagle with Como Premium Exteriors
What are three perils that our landscaper should be able to help with that are covered under home insurance.
You cannot use fire.
Who is Tyler Thoenen and what is: 1) lightning, 2)theft 3) vandalism, 4) windstorm 5) hail, 6) vehicle damage, 7) weight of ice and snow
An individual chooses a homeowners insurance policy with a $2500 deductible instead of a $500 deductible. The use of this deductible is an example of which risk management technique? a) Risk avoidance b)risk transfer c) risk retention d) risk sharing
What is risk retention
While we might purchase goodies for branding from this member, who purchased the Louisiana territory in 1803?
Who is Mark Meighan and what is the United States authorized by Thomas Jefferson.
Name 2 of Phyllis' favorite charities
Who are the Coyote Hill, Unchained Melodies, Second Chance, Primrose Hill, Tigers on the Prowl, Boys and Girls Club, Downtown Optimist Club
Instead of an out of pocket maximum, what do we have in the last stage of payment for car insurance?
What is a coverage limit.
Our resident guy is great at covering what is needed to help a home become safer for its occupants, but what perils are usually not covered under homeowners insurance (unless there is an endorsement available)?
Who is Bret Morrison and what is flood, earthquake, mold and sometimes backup of sewer and drain
Which of the following conditions in an apartment building is a physical hazard? a) Fire b) landlord with a bad attitude c) slippery stairway d) stained flooring
What is a slippery stairway
While we know this member makes every effort to brand our names at events, etc, whether on the radio or through social media and websites, which Roman general is July named after?
Who is Nick Rasmussen and who is Julius Caesar
Name two of Phyllis' favorite sports teams
Who are the MU Tigers, KC Chiefs, The Royals and The Cardinals
Our doctor is not a neck cracker but he can sure help out when one car rearends another. What type of car insurance will pay for this damage?
Who is Dr Taylor Sirois and what is liability insurance for the other party's car and collision coverage for your car.
If lightning strikes your home and knocks out your HVAC system, who can you call in a panic? Will your homeowners policy help pay to repair or replace your HVAC system?
Who is Luke Lillienkamp and yes your policy will help pay minus your deductible.
A homeowner who leaves his house doors unlocked while away in the belief that his homeowners insurance will cover his losses if thieves break in and steal his possessions, is an example of a: a) legal hazard b) physical hazard c) moral hazard d) morale hazard
What is c) a moral hazard
What is the specific name given to the hot, sultry days of summer?
What is the Dog Days of Summer
Name one of the two universities that Phyllis graduated from.
What is University of Missouri, Columbia, and Central State University in Edmond Oklahoma.
Dr Money helps get your finances in order, but what coverage helps cover medical expenses in another vehicle in an accident that you have caused?
Who is Greg Grimes and what is liability coverage.
The roof of Robbie's home was badly damaged by hail and had to be replaced. Fortunately, Robbie's home insurance covered losses caused by hail. In this situation, hail is: a) exposure b) hazard c) peril d) risk
What is c) peril.
The law of large numbers helps insurance companies to: a) reduce customers premiums, b) predict individual losses, c) predict overall loss frequency more accurately or d) avoid all risk
What is c) predict overall loss frequency more accurately
In July 1969, which Apollo mission successfully landed the first humans on the moon?
What is Apollo 11
Name of one of Phyllis' pets?
Who is Molly or Taz.