I Choose Business Auto
This is abbreviated in a Commercial Auto Policy as "CSL".
What is Combined Single Limit?
This legal term refers to when one party is held liable for the negligent acts or omissions of another party.
What is Vicarious Liability?
Coverage for these categories of losses is provided in the ISO CGL Coverage Form under "Coverage A".
What are "bodily injury" and "property damage"?
This symbol represents coverage for Specifically Described Autos only.
What is Symbol 7?
If purchased, this is the PA statutory minimum UM/UIM coverage limit.
This hazard describes an insured whose position regarding loss is careless, reckless, or indifferent.
What is a Moral Hazard?
This ISO CGL form provides Additional Insured status to state/government etitites.
What is CG 2012?
This exclusion applies when one employee sues another employee for a work-related accident.
What is Fellow Employee Exclusion?
With some exceptions, this is the maximum limit offered for Cyber Crime coverage (i.e. Funds Transfer Fraud).
What is $250,000?
This Risk Control expert's fourth quarter touchdown catch in the "Fog Bowl" in 1991 has been long revered as one of the greatest plays in Millersville football history.
Who is Bill Burke?
This coverage protects businesses from financial liability if a customer’s freight is damaged, lost, or stolen while in their care, custody, or control.
What is Motor Truck Cargo?
This sublimited GL coverage is often described as "Pay To Go Away", providing minimal payout in the hope of avoiding future litigation.
What is Medical Expense?
This form is a federally mandated surety/indemnification to ensure the public is compensated for environmental or bodily injury claims regardless of policy coverage.
What is MCS-90?
A standard ISO Commercial Property Policy provides a $2,500 limit for furs/fur garments, but only for this specific cause of loss.
What is Theft?
Officially called the "Log of Work-Related Injuries and Illnesses", contractors are required to complete this reporting form for an organization under the Department of Labor.
What is the OSHA 300?
What are Per Project and Per Location Aggregates?
While often provide elsewhere in the policy, the CA2048 offers this specific coverage.
What is Designated Insured?
Abbreviated as IRMI, this organization is widely considered the "gold standard" of insurance reference material.
What is the International Risk Management Institute?
GL Class Codes 91581 and 91585 pertain to this type of exposure.
What are Subcontractor Costs?