General Statistics
Auto
Home
Flood
Billing
100
The number 1 driving behavior reported for drivers and motorcycles operators involved in fatal crashes, 32% (October 30th, 2015)
What is Drunk Driving
100
This coverage pays for bodily injuries (up to policy limits) caused by another driver who does not carry enough Bodily Injury Liability coverage to satisfy the damages/injuries incurred. In other words, when the other driver has less auto liability coverage than you and the economic value of your injury exceeds the other driver's liability limit.
What is Underinsured Motorist Coverage.
100
Coverage D provides options for the payment of increased expenses if the dwelling or part of the dwelling where the insured resides becomes unfit to live in.
What is Loss of Use.
100
You transfer a call to the ___________________ if the policy holder needs to make a monetary change to the schedule.
What is the Rewrite Department.
100
_________ are the billing methods that qualify for the Preferred Billing Discount.
What is Payroll, EFT, RCC, DB PIF, or DB Semi-annual
200
The number 2 driving behavior reported for drivers and motorcycles operators involved in fatal crashes, 31% (October 30th, 2015)
What is speeding
200
Pays your medical bills suffered in a car accident, regardless of fault up to the limit you purchased.
What is Medical Payments.
200
You use the _____________ to change a condo policy to rented to others.
What is Condo Rented to Others Endorsement.
200
_________ can be uploaded by a service rep to the flood system, to satisfy the Primary Residence Verification required by Fema.
What is a copy of their Liberty Mutual Auto Policy.
200
____________ must be confirmed prior to non-pay cancellation reinstatement.
What is no losses confirmed, no dishonored payment arrangements or FR in past 12 months, not NR1(without sup approval).
300
The city with the highest auto theft rate in 2014?
What is San Francisco- Oakland, Hayward, CA 1 San Francisco-Oakland-Hayward, CA 29,093 633.27 2 Bakersfield, CA 5,211 595.82 3 Stockton-Lodi, CA 4,245 593.21 4 Odessa, TX 886 575.68 5 Modesto, CA 3,047 572.75 6 Spokane-Spokane Valley, WA 3,032 560.49 7 Vallejo-Fairfield, CA 2,414 559.92 8 Seattle-Tacoma-Bellevue, WA 20,268 552.04 9 Fresno, CA 5,260 544.53 10 San Jose-Sunnyvale-Santa Clara, CA 10,531 539.26
300
What 2 simple auto states are you required to add a vehicle same day the vehicle is to be registered, even if that is the same day the ph calls?
What is Connecticut and Nevada
300
The Personal Property at Additional Location endorsement provides additional coverage limits for personal property usually kept at an additional residence such as a lakeside cabin or summer home, except for tenant or condo policies in _____.
What is Texas.
300
If proof of primary residence is not received prior to renewal being offered (45 days prior to expiration; 60 days prior for transfer renewals), then a _________ is applied.
What is a $250 HFIAA surcharge.
300
The Statutory Notice of Cancellation Fee is $__.
What is $25.
400
True or False, lightning only strikes the tallest objects?
What is false. Lightning is indiscriminate and it can find you anywhere. Lightning hits the ground instead of trees, cars instead of nearby telephone poles, and parking lots instead of buildings.
400
Deductible Fund is an auto endorsement that customers can purchase to reduce, or even eliminate, out-of-pocket deductible expenses for collision claims. Each year customers add the Liberty Mutual Deductible Fund ™ endorsement to their policy (cost is state specific), we add _______ to their Deductible Fund, reducing their collision deductible year over year
What is $100.
400
There is a standard _________ waiting period for new applications and for any endorsements to increase coverage
What is, 30 days.
400
All service and sales representatives are provided with a ___ authority level per call to be used to waive billing and other finance charges at their discretion.
What is $25.
500
National Highway Traffic Safety Administration, says that in 2013, ___ percent of distraction-affected crashes occurred while a cell phone was in use What is a. 14% b. 19% c. 25% d. 9%
What is a. 14%
500
You must confirm these 4 things before connecting the policy holder with rewrite for a divorce rewrite.
What is: 1. divorce must be final or legal separation filed 2. Living at different addresses 3.Must be separating vehicles on current policy 4.Vehicle must not be jointly owned
500
A policy holder _______ cancel a flood policy mid-term due to dissatisfaction.
What is can not. In instances where there is not a valid reason for cancellation (as flood policies cannot be cancelled mid-term) and the policy is not required by the lender, the insured may let the policy lapse by not remitting the renewal premium amount. Cancellation of the home policy for any reason does not require cancellation of the flood policy.
500
Liberty Mutual error _______ a stand alone reason for granting reinstatement of a policy.
What is, is not.
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