INSURANCE LOSS OF USE

Underwriting

100

In a homeowners policy, what letter of the alphabet represents loss of use?

What is coverage D?

200

base amount of coverage for loss of use 

What is 20%

300

3 things covered in loss of use 

loss of rents, hotel, gas/mileage, storage fees, restaurant meals, temp apartment rental, and etc. 

400

typical amount of time expenses are covered under loss of use 

What is 12 months?

500

exclusions for loss of use 

war, nuclear disaster, wear & tear, 

• Rust 
• Mold 
• Intentional actions 
• Government actions 
• Earthquake 
• Flood