So you THINK you know Liability
Scattered Brain Power
Are you SURE about that
INSURICA who
The House DIRECT built
100

This coverage combines property and liability within commercial insurance. 

What is a Businessowners Policy

100

Contractors Equipment Floater, Installation Floater and Builders Risk are common examples of this Coverage Form.

What is Inland Marine

100

This type of bond is commonly used within the construction industry and accompanies a quote to perform work on a project. 

What is a Bid Bond

100

INSURICA has three Core Values that it operates on. _____, _____, and Purpose. 

What is Integrity and Innovation

100

INSURICA EXPRESS was rebranded to "INSURICA Direct" in what year?

What is 2024

200

Property located in the open within 100 ft of the building or inside the structure described in the declarations page is commonly known as this. 

What is Business Personal Property

200

This section in the Business Auto Coverage form pays certain types of expenses, in addition to the policy limits from the insured's defense of any claim or suit. 

What is Supplementary Payments

200

A _____ is a promise that the financial obligations will be met if one party defaults.

What is a Surety

200

INSURICA has _____ branches across the country servicing clients in all 50 states.

What is 33

200

This division within Digital was created to function as a "Guide" between new potential customers and Insurance Carriers/Producers.

What is INSURIConnect

300

A rating factor commonly used within Workers Compensation in which the individual insured is rated separately based on past premiums and losses. 

What is an Experience Modification Rating

300

Within Commercial Auto Liability, there are ___ symbols listed in the coverage form that describe what type of auto's shall be covered under the policy. 

What is 10

300

Typically acquired post project completion, this bond covers defects in workmanship or materials for a specified period. 

What is Maintenance Bond

300

The INSURICA Logo displays this many colors with each color representing a business practice. 

What is 14 

300

BrokerSource specializes in this type of commercial insurance

What is Employee Benefits

400

Sometimes referenced as an Organizational Liability Policy, this coverage form provides protection when corporate management duties are breached or allegedly breached. 

What is Directors and Officers Liability

400

This Liability concept was originally designed as more of a marketing or sales device within the Insurance industry than a specific coverage form  

What is Commercial Umbrella  

400

This Party is the beneficiary of the bond and to whom the principal's obligations are owed. 

What is Obligee

400

What proprietary 4-step process within INSURICA is used to help customers take control of their risk management and insurance.

what is RM4U

400

When a current INSURICA DIRECT customer has issues or problems, they are normally directed to this team within the EXPRESS office.

What is the Servicing Team

500

What "definition" within the ISO CGL Coverage form clearly states that electronic data is NOT tangible property thus potentially leading to a Cyber Liability policy. 

What is "Property Damage"

500

When a Person or Organization adds in any way to his/her own injury and is barred from recovery, this is known as _____ _____

What is Contributory Negligence

500

Commonly used in civil cases, these sureties provide a form of protection against court losses

What is a Court Surety

500

In 1995, INSURICA renamed to ______ after its acquisition of a Norman Agency.

What is North American Group

500

INSURICA EXPRESS was launched in _____ as a digital agency focusing on small commercial property & casualty insurance.  

What is 2015

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