Insurance Essentials
A Basic coverage that provides care and recovery benefits if you are injured in a crash.
What is Enhanced Accident Benefits?
In BC, these are the elected officials who vote to pass a provincial bill into law.
Who are MLAs (Members of the Legislative Assembly)?
The full name of the Tariff.
What is the Basic Insurance Tariff?
The name of the Starship captained by James T. Kirk in Star Trek
The Starship Enterprise
The elements are: Offer and Acceptance, Awareness, Capacity, Consideration, and Legality.
What are the elements of a contract?
An optional insurance package with 4 coverages including Rental Vehicle Coverage and Loss of Use.
What is the RoadStar Package?
The name of one regulation pursuant to the Insurance (Vehicle) Act.
What is (will accept any):
The Insurance (Vehicle) Regulation?
The BVDC Regulation?
The Enhanced Accident Benefits Regulation?
The IRB and Retirement Benefits and Benefits for Students and Seniors Regulation?
The Permanent Impairment Benefit Regulation?
The year that the Tariff was first introduced.
What is 2007?
The name of the spaceship captained by Han Solo in Star Wars
What is the Millenium Falcon
Definition: A failure to meet a term or condition of an insurance contract.
What is a breach?
Collision, Comprehensive and Specified Perils coverages are collectively referred to as this.
What is own damage coverage?
The full name of the regulation that pertains to BVDC.
What is the Basic Vehicle Damage Coverage Regulation?
A rating factor found in the Tariff.
Multiple answers:
What is rate class, territory, or any factor used to determine the IDF or CDF?
The type of vehicle that Doc used as a time travel device in Back to the Future
What is a DeLorean?
Definition: a provision within an insurance policy that eliminates coverage for certain acts or uses, types of damage, types of property, or certain locations.
What is an exclusion?
Generic name for an insurance product that includes Basic coverages.
What is a certificate?
A word that means a change made to a piece of legislation or a regulation.
What is amendment?
A premium charged on a driver's licence when someone accumulates too many points for violations.
What is the Driver Penalty Point Premium (DPP)? (Will also accept Driver Risk Premium (DRP)).
The name of the blue phone booth (Police box) used as a time travel device in Dr. Who.
What is a TARDIS?
The Latin term for "against the offerer."
What is contra proferentum?
The form number for the Owner's Certificate of Insurance and Vehicle Licence.
What is APV250?
The main legislation governing the registration and licensing of vehicles in British Columbia.
What is the Motor Vehicle Act?
The name of the financial consequence that can result of a driver not listed on your certificate causes a crash while driving your vehicle.
What is the Unlisted Driver Accident Premium?
Nathan Fillion starred as the captain of the spaceship Serenity in this Joss Whedon-created sci-fi tv series.
What is Firefly?
Three essential elements to an insurance contract.