Mortality
Weird Insurance
Insurance Firsts
Surplus Lines
Odds & Ends
100

This oldest known animal lived to be 152 years old.

What is a tortoise?

100

Insurance coverage to pay for your financial hardship, like legal fees, if your wedded bliss turns into a nightmare.

What is Divorce Insurance?

100

The first meeting of the organization now known as the National Association of Insurance Commissioners (NAIC) was held in this year.

What is 1871?

100

The other name for Surplus Lines insurance.

What is Excess and Surplus lines insurance?

Also known as Excess or E&S.

100

Type of insurance described as “laying off the bets”.

What is reinsurance?

200

This insect lives for a month on average.

What is a housefly?

200

In the event of a claim, simply pay the $350 deductible and pass the polygraph lie detection exam, and you will be provided for a two week period with a personal bodyguard specially trained to combat the walking undead.

What is Vampire Bite Insurance?

200

The first residual market mechanism for auto insurance was passed in 1938 in this state.

What is New Hampshire?

200

Several states have created these offices to provide focused oversight of all surplus lines transactions.

What are Stamping Offices?

200

The maximum amount you would pay on a loss if your Homeowners Insurance policy has a 3% deductible and your home is valued at $350,000.

What is $10,500?

300

The people of Okinawa, Japan live the longest at 81.2 years on average and attribute their longevity to this.

What is diet? 

They consume more soy and tofu than any other region, and have a motto of only eating until they are 80% full.

300

Provides protection in the event a UFO lands and kidnaps the policyholder.

What is Alien Abduction Insurance? 

Some policies also provide coverage for alien pregnancy, alien examinations, and death caused by aliens!

300

In 1897, this country passed the first Worker’s Compensation Law to provide compensation to workers injured on the job.

What is England?

300

In 1998, this state was the first to recognize a “Domestic Surplus Lines Insurer” as a separate classification in its insurance code.

What is Illinois?

300

This term is often used to describe agents for Lloyd’s Syndicates that have underwriting and binding authority.

What is a coverholder?

400

According to the CIA’s 2011 World Fact Book, the women in this country live longest, with a life expectancy from birth of 93.9 years.

What is Monaco?

In the U.S. it is 80.81 years!

400

This type of insurance was purchased by 3 sisters in England to provide funds to cover the cost of bringing up Christ if one of them has a virgin birth.

What is Immaculate Conception Insurance?

400

The first auto insurance policy was purchased in Westfield, MA in this year.

What is 1897?

400

The name of the trade association representing surplus lines insurers?

What is the National Association of Professional Surplus Lines Offices (NAPSLO)?

400

In 1907 this states’ legislature created the Office of the Insurance Commissioner as a separate, elected position in state government. Since then 8 commissioners have held the office.

What is Washington?

500

According to the CIA’s 2011 World Fact Book, the lowest average life expectancy of any country is in Angola and is this number of years.

What is 39 years?

500

Singer David Lee Roth took out this type of insurance from Lloyds of London so that he could live the rock star life with one less worry.

What is Paternity Suit Insurance?

500

The first employer-sponsored hospitalization plan was created for teachers in this city in 1929.

What is Dallas, TX?

500

The only jurisdiction which requires surplus lines insurers to participate in the Guarantee Fund, but only for surplus lines insolvencies.

What is New Jersey?

500

This person said: “Physically you are a human being, but mentally you are incomplete. Given that we have this physical human form, we must safeguard our mental capacity for judgment. For that, we cannot take out insurance, the insurance company is within: self-discipline, self-awareness, and a clear realization of the disadvantages of anger and the positive effects of kindness.”

Who is The Dali Lama

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