Athlete's Insurance
The freedom to make your own choices, but must meet a set deductible before insurance makes payments
Preferred Provider Organization (PPO)
Carried by the institutions and covers the remaining costs that the athlete's primary insurance does not
NCAA Supplemental Insurance
Identifies services provided
CPT Codes
Requires a primary care physician and can only see in-network specialists for coverage
Health Maintenance Organization (HMO)
Covers medical expenses of a student-athlete who sustains a permanent disability from participation
NCAA Catastrophic Injury Insurance Program
Patient Diagnoses
ICD-10 Codes
Pre-taxed money that is set aside to pay medical expenses, prescriptions, and other approved items
Health Saving Accounts (HSAs)
Supports student-athletes post-playing career who have sustained an injury during participation in an NCAA intercollegiate sport
Post-Eligibility Insurance Program
Measures reimbursement and payer contract, physician compensation and productivity, and staffing and operating costs
Relative Value Unit (RUV)
One pays out of pocket for a service, then files a claim with their insurance to reimburse a set cost that is predetermined
Indemnity Plan
Post-eligibility insurance covers medical expenses for an athletic-related injury up to
Two years
Organization that developed and maintains the coding system
American Medical Association (AMA)