Insurance 1
If a customer is injured at your business, your operations damage someone else's property, or your advertising results in a claim of infringement, this coverage can help protect your business.
What is General Liability?
A business owner uses this coverage to help repair or replace their building, equipment, inventory, and other contents after a covered loss occurs.
What is Property Insurance?
This type of insurance protects a business when company-owned vehicles are involved in an accident and helps cover costs such as property damage and medical expenses when the business is at fault.
What is Commercial Auto?
Designed for many small businesses, this package policy combines General Liability and Property Insurance into one convenient coverage option.
What is a Business Owners Policy?
This type of insurance protects a business when employees are injured or become ill due to a workplace accident, providing benefits such as medical care, disability, rehabilitation, and death benefits.
What is Workers Compensation?
This type of liability insurance protects a landlord against claims from tenants for bodily injury or property damage resulting from the landlord's negligence.
What is Lessor's Risk?
This type of insurance provides coverage for animals owned by a business, helping protect against financial losses involving covered livestock.
What is Livestock Insurance?
This type of bond guarantees that a contractor will complete a project according to the terms of a contract and provides financial protection if the work is not completed satisfactorily.
What is a Performance Bond?
When a covered event such as a fire, windstorm, or hailstorm causes damage to a property, this coverage helps pay for repairs or replacement of the damaged property.
What is Hazard Insurance?
Often purchased by sole proprietors or independent contractors, this policy provides evidence of Workers' Compensation coverage even though the business has no covered employees and the owner is excluded.
What is Workers Compensation Ghost Policy?
A company may be held responsible when a faulty product causes harm to a customer or damages their property. This coverage helps protect the business from claims related to defective products.
What is Product Liability?
This type of liability insurance protects professionals such as healthcare providers, lawyers, and public officials against claims of negligence, errors, or omissions made while performing their professional duties.
What is Malpractice Insurance?
This type of insurance helps protect businesses from internet-based threats, data breaches, privacy violations, and other risks related to information technology systems and digital data.
What is Cyber Liability?
When a covered loss forces a business to suspend operations, this coverage can help pay for lost revenue, payroll, taxes, loan payments, and even the cost of relocating to a temporary location.
What is Business Interruption Insurance?
This type of coverage protects a business when it is legally responsible for an animal that is injured, damaged, or dies while in the business's care, custody, or control.
What is Animal Bailee Coverage?
This type of liability insurance provides additional coverage above the limits of underlying policies and may also cover certain losses not included in those policies. Basically extending the amount or things covered by the policy
What is Umbrella/Excess Liability?
A business purchases this coverage to help recover losses resulting from employee theft, fraud, embezzlement, or other dishonest acts.
What is a Fidelity Bond?
Often used by auto dealerships, this coverage helps protect against liability and physical damage claims that may arise while a prospective buyer is test-driving a vehicle.
What is Dealer Plates Insurance?
Issued by an insurance company or bank, this bond helps ensure a contractor fulfills their contractual obligations and completes a project as agreed.
What is a Performance (Contractors) Bond?
This type of liability coverage protects businesses from claims made by employees alleging their workplace rights were violated, including claims of harassment, discrimination, or wrongful termination.
What is Employment Practices Liability Insurance(EPLI)
Often used by businesses that rely on independent contractors, this coverage provides benefits for work-related injuries or death and serves as an alternative to traditional Workers' Compensation coverage.
What is Occupational Accident Insurance?
This specialty type of Property Insurance protects materials, fixtures, and equipment during the construction or renovation of a building if they are damaged by a covered loss before installation is complete.
What is Builder's Risk?
This type of insurance is purchased by a business on the life of an owner, executive, or other individual whose loss could significantly impact the company's operations or financial stability.
What is Key Person Insurance?
When employees use their own vehicles for business or a company rents, leases, or borrows a vehicle, this coverage helps provide additional liability protection for bodily injury and property damage claims.
What is Hired/Non-owned Auto Liability?
This type of Professional Liability coverage protects businesses involved in advertising, publishing, or broadcasting from claims such as libel, slander, and copyright infringement when those exposures may be excluded under a standard General Liability policy.
What is Media Liability?