Terminology
Medicare
Medicaid
Types of Coverage
The Affordable Care Act
100
Co-payment
Portion of health care that the insured has to pay under the terms of his or her health insurance policy.
100
How many parts are there to Medicare?
4
100
True or false: Medicaid provides medical services for ALL poor people?
False
100
Indemnity plans are also known as:
Fee-for-service plans.
100
What is the Affordable Care Act also known as?
"Obama Care."
200
Deductible
The portion of healthcare costs the insured must first pay before insurance payments kick in.
200
What is covered under Medicare part D?
Prescription drugs
200
True or False: each state offers its own Medicaid program?
True
200
Which plan is generally the most affordable?
HMO's.
200
When does the ACA go into effect?
January 2014.
300
Premium
The insurer's charge for insurance coverage.
300
Who does Medicare finance for?
People ages 65 +, disabled people who are entitled to social security benefits, and people who have end stage kidney failure.
300
Who does Medicaid cover/finance for?
The indigent and low income families.
300
What plan is a combination of HMO's and PPO's?
Point of Service (POS).
300
True or False? you can still apply for Medicare and Medicaid under the Affordable Care Act?
True.
400
Beneficiary:
Anyone covered under a particular health insurance plan.
400
True or False? Your income affects whether or not you can enroll in medicare.
False
400
What are some of the services Medicaid provides?
Inpatient and outpatient hospital services, physician services, pregnancy related services, and home health care services.
400
Which type of insurance coverage allows patients to see doctors in and out of the network?
PPO's or POS's.
400
In order not to offer medical insurance, a company can have a maximum of _____ full-time employees:
49
500
Entitlement:
A healthcare program to which certain people are entitled.
500
What are the disadvantages or Medicare?
High deductible and out of pocket costs
500
Most states have defined additional eligibility requirements for Medicaid, these categories are based on:
Income.
500
What type of plans allow you to see specialists without referrals?
Indemnity plans or PPO's?
500
Who can be exempt from purchasing insurance through ObamaCare?
People with financial hardships, religious beliefs, American Indians, undocumented immigrants, and prisoners.
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