Collision/Comprehensive
Express can handle a claim near Cancun, Mexico. True or False?
False. Cancun falls outside of the 50 mile radius.
(Must answer both parts correctly to get points) What does UPD stand for? What is the COL?
Uninsured Property Damage
COL 042
How many days does State Farm authorize for Claimant rentals according to the SCP?
25 days
What does ADSP mean? (Word for word answer only)
Auto Damage Service Program
What are the 4 physical damage coverages provided by the auto policy?
Comprehensive Coverage
Collision Coverage
Emergency Road Service Coverage
Car Rental and Travel Expense Coverage
A rock hit our NI's windshield, and it cracked from side to side. Where do we go from here?
Send the NI through to Lynx for glass damages.
What are the limits of this policy? U100/200/50.
100,000 BI
200,000 BI per accident
50,000 pd
What is the true rental limit for a claimant?
NI's pd limit
What does CPRS mean? (Word for word answer only)
Child Passenger Restraint System
Which states require DTP?
NY
What supplementary payment could be paid under Comprehensive Coverage when the insured suffers a total theft of the "your car" or "NAC?
Transportation Expense (Rental)
How do you find the deductible for a UPD claim?
UPD tool
What companies can someone rent from?
Any company. As long as they understand we can only pay what their policy limit is or as a claimant it would be comparable transportation.
What does ILOWB mean? (Word for word answer only)
Improper Lookout While Backing
Express can handle a claim from Niagra Falls, Canada. True or False?
True, Niagra Falls is 50 miles within the U.S border.
Comprehensive 394.
Can you subrogate for a UPD claim if the claimant is known?
Yes.
If someone reports a *1 claim, can they get a rental for that claim?
No.
What does FTRSTAA mean? (Word for word answer only)
Failure to Reduce Speed to Avoid an Accident
What is the household exemption rule?
Damages to 2 cars covered on the same policy within the same household
ATV, Trailers, other off-road vehicle coverage.
How many interns were selected across the company this summer?
720
(Must answer both parts correctly for points) What type of expenses could be covered under "Travel Expense" and what condition needs to be met in order for this coverage to apply?
Commercial Transportation, Lodging, and Meals. The insured must have "R" coverage and the loss must be 50 miles or more away from the insured's residence.
What does LMTCBOVM mean? (Word for word answer only)
Left Message to Call Back on Voice Mail
What is DDUF?
The insured's physical damage coverages become suspended due to failure to comply with the inspection request.