Random
When using credit, the purchase amount becomes what once the payment agreement is made?
Loan
Mortgage
Debt
I.O.U
Debt
Which of the following defines credit?
Yearly membership or participation fees
The ability to acquire money, goods or services from others without immediate payment
Fees for getting cash advances
Loans which will be in repayment for less than an 18 month time period
The ability to acquire money, goods or services from others without immediate payment
What type of loan would one need to buy a house?
Intermediate
Short-term
Long-term
None of the above
Long-term
Which of the following is NOT a source of credit?
Checking accounts
Mortgage companies
Credit unions
Credit card companies
Checking accounts
FICO stands for Fair Isaac Corporation
True
False
True
A grace period is a free period which allows you to avoid finance charges by paying your balance in full before the due date
True
False
True
Which type of degree requires 120 hours of coursework, some of which is general and some of which is based on your major?
Doctoral degree
Associate degree
Master's degree
Bachelor’s degree
Bachelor’s degree
Tyson has decided he wants to be trained and certified in cosmetology. Which type of institution of higher learning could provide him with this?
Community college
University
College
Technical school
Technical school
Which of the following is the term used to describe the level to which someone is likely to gain employment and be successful in a career?
Flexibility
Morale
Employability
Work-life balance
Employability
Which of the following accurately describes initiative?
Being willing and able to adapt, learn and change
The ability or instinct to act or take charge independently
The strength of mind to carry on in the face of difficulty
Feeling the need to voluntarily pursue knowledge
The ability or instinct to act or take charge independently
The purpose of planning for the future is to ensure which of the following?
You obtain the biggest salary possible
You make choices today which will benefit you in the long term
You get a job immediately after graduating high school
You do not have to sacrifice anything to have the job you want
You make choices today which will benefit you in the long term
Which government agency enforces laws concerning workplace discrimination?
Commission on Civil Rights
Access Board
Securities and Exchange Commission
Equal Employment Opportunity Commission
Equal Employment Opportunity Commission
Stealing of a person’s financial information, such as credit cards and Social Security number, with the intent to make purchases under the person’s identity
Identity theft
Spam
Discretionary agenda
Work habits
Identity theft
Money transferred from one account to another without a person having to manually write a check or make a deposit
Electronic Funds Transfer
Security Deposti
Breakeven point
Billing Cycle
Electronic Funds Transfer
Which of the following does NOT affect the economy?
Generational changes
Natural disasters
Monetary factors
Work-life balance
Work-life balance
Employability skills are sometimes called which of the following?
Personality skills
Academic skills
Popular skills
Soft skills
Soft skills
Being engaged in communication and showing others you care about a conversation requires which of the following?
Participation in extracurricular activities
Putting yourself in someone else’s shoes
Using body language, eye contact and facial expressions
Thinking “outside of the box”
Using body language, eye contact and facial expressions
Bill, such as monthly rent, which is the same amount each month
variable expense
fixed income
fixed expense
variable income
fixed expense
Jarrod has gotten a job as a cashier at a retail store. He notices the fitting rooms are messy, so he cleans them and puts the clothes away when he is not busy. Even though this is not part of his job description and his manager did not ask him to clean the fitting rooms, this is an example of Jarrod demonstrating which of the following?
Initiative
Communication skills
Planning skills
Problem solving
Initiative
Which of the following are devices for sending and receiving printed documents over telephone lines?
Copiers
Scanners
Wifi
Fax machines
Fax machines
Which of the following types of software is for organizing, analyzing and storing data in a table?
Database software
Multimedia software
Spreadsheet software
Desktop publishing software
Spreadsheet software
Web-based applications are application software which operate and can be accessed through _____________.
Intranets
The World Wide Web
Storage hardware devices
Desktop publishing software
The World Wide Web
Workplace technology is relied upon by businesses to increase _____________.
Employee turnover
Philanthropy
Efficiency and effectiveness
Malfunction and futility
Efficiency and effectiveness
aWhich of the following is an example of a non-profit organization?
Beauty salon
Salvation Army
ITT Technical Institute
Amazon
Salvation Army
The employment process is carried out by which department?
Marketing
Distribution
Management
Human resources
Human resources