A share of stock represents this relationship between you and the company.
What is ownership in a company?
Name any type of retirement account.
What are 401k's, 403'b, IRA's, Roth IRA's, etc.?
This major market-moving event in April 2025 caused a one-day decline in the S&P 500 not seen since the COVID-19 pandemic, but was largely walked back days later.
What was President Trump's "Liberation Day" tariff announcment?
This precious metal is a popular investment for people who believe the value of the dollar will drop. It has returned between 9-11% per year since 2000.
What is gold?
This one to four letter code is assigned to every company listed on an American stock exchange, and symbolizes it's name.
What is a ticker symbol?
The U.S. Federal program that provides income during retirement years, and is based off of your lifetime earnings.
What is Social Security?
This group of foreign countries sets controls on the amount of oil produced and exported, and includes countries such as Iran, Iraq, Kuwait, Saudi Arabia, and many other oil producing countries.
What is OPEC?
A shared, immutable digital ledger that records transactions across many computers and is the backbone of cryptocurrency and their transactions.
What is blockchain?
A sum of money paid quarterly to shareholders out of a company's profits, sometimes referred to as "mailbox money".
What are dividends?
The age at which you can withdrawal from your retirement accounts (401k, 403b, IRA, Roth IRA) without any penalties.
What is 59.5 years of age?
For the third consecutive year, U.S. equity market gains were concentrated in this market segment, driven by insatiable demand for AI-related technology.
What is technology stocks (or AI stocks)?
A type of investment in which a person buy the right to buy (call) or sell (put) a certain amount of stock shares at a future date.
What is a stock option?
The average rate of return on stocks since the early 1900's, expressed as a percentage.
What is between 9 - 11%?
For those of us born after 1960 (all of us in here), the age at which you can receive full Social Security retirement benefits.
What is 67 years of age?
The US Federal Reserve decided to do this with interest rates three times in 2025 to help the economy, a move that generally helps stock markets grow.
What are interest rate cuts?
What is a hedge fund?
This was the best performing stock of 2025, earning a 261% rate of return.
What is Western Digital (WDI)?
The percentage of your pre-retirement income that financial experts say you will need to live off of annually during your retirement.
What is 60-80%?
This famous athletic-leisure apparel company lost approximately 40-50% of its stock price value in 2025.
What is Lululemon?
Investments including options, future contracts, and credit default swaps. Their value is derived from an underlying asset that isn't actually owned.
What is a derivative?