A type of investment where the investors owns a part of the company through shares.
What are stocks?
These are loans taken out by governments and businesses from investors.
What are bonds?
This is a savings account that holds a fixed amount of money for a set amount of time and pays back interest in return.
What is a Certificate of Deposit?
A bank account designed for storing and protecting money, and in some cases developing interest.
What is a savings account?
A type of investment that typically includes multiple other investments.
What is a mutual funds?
Stocks are typically traded, or bought and sold through this.
What is the Stock Exchange/Stock Market?
Bonds are typically considered safer investments than stocks due to this.
What are Fixed Interest Rates?
Removing money from your CD before the designated time can result in this.
What is an early withdrawal penalty?
All savings accounts offer interest on their savings. True or False.
What is False?
This is the person who manages your investments in your mutual fund.
What is a money manager?
S&P 500, the Nasdaq Composite, and Dow Jones Industrial Average are all examples of this kind of stock.
What are index stocks?
This is the amount that the FDIC insures bondholders in the United States.
What is $250,000?
Although some brokerage firms offer CD's most are acquired from this institution.
What are banks?
If you make an unapproved transaction with your savings account you are typically made to pay these.
What are fees?
Mutual Funds are generally considered low risk investments due to this trait of mutual funds.
What is diversity/diversification?
Income stocks are stocks that pay you a portion of the share routinely, enough of them can replace or replicate an income stream hence their name. The income form these stocks from from this.
What are Dividends?
These are bonds purchased from someone's non-native country.
What are Foreign Bonds?
This determines the return amount of your CD investment.
What is Annual Percentage Yield(APY)?
The limit to the amount of savings accounts your allowed to have in the United States.
What is unlimited?
Mutual funds can invest for individuals, but they also invest for.
What are Corporations/Businesses?
This organization is responsible for overseeing and moderating the stock exchange in the United States.
What is the Security and Exchange Commission(SEC)?
Bonds issued by state or local governments are commonly known as this.
What are Municipal Bonds?
Most CD's are short term but some can be as long as 10 years. True or False?
What is True?
This is the percentage of income experts suggest you should save for retirement.
What is 10-15%?
The largest mutual fund company in the United States is.
What is Black Rock?