Real-Life Decisions
Money Smarts
Work & School Expectations
Social Situations
Adulting Skills
100

You wake up late for school. Name one thing you should still do before leaving.

Get dressed, brush teeth, eat quickly, grab backpack, tell someone you’re late

100

If something costs $5 and you have $3, can you buy it? (yes/no)

No — you don’t have enough money

100

If you’re going to be late, what should you do?

Call, text, or let someone know

100

Someone is talking and you want to say something. What should you do?

Wait your turn, raise your hand, listen first

100

Name one thing you should check before leaving the house.

Phone, wallet, keys, schedule, weather

200

You’re hungry but dinner isn’t ready. Name a good snack choice.

Fruit or something healthy and small so you don't ruin your appetite. 
200

Name one reason people save money.

Emergencies, future goals, bills, unexpected expenses

200

Name one reason it’s important to show up on time.

Shows responsibility, respect, reliability

200

A friend is upset. Name one way to respond.

Listen, offer support, ask what they need

200

You run out of food at home. What’s one solution?

Go to the store, order food, ask for help

300

You forgot your phone charger at home. What’s one thing you can do?

Ask to borrow one, charge later, conserve battery, make a plan

300

You get paid on Friday. Name one bill or expense you might have.

Rent, food, phone bill, transportation, subscriptions

300

Your boss/teacher gives feedback you don’t like. What should you do?

Listen, stay calm, ask questions, try to improve

300

Someone says something that hurts your feelings. What can you do?

Tell them how you feel, walk away, ask for help

300

Your clothes are dirty and you need them tomorrow. What should you do?

Do laundry, wash what you need, plan ahead

400

You have two places to be at the same time. What should you do?

Communicate, prioritize, reschedule one, ask for help

400

You want something expensive. What’s better: buy now or save up?

Save up first

400

You finish your work early. What’s a good next step?

Ask for more work, help someone, check in with teacher/boss

400

You disagree with someone. Name a respectful way to say it.

Use “I” statements, stay calm, be respectful

400

You miss an appointment. What’s the responsible next step?

Call to reschedule, apologize, make a new plan

500

You’re feeling overwhelmed in public. What’s a smart way to handle it?

Take a break, use coping skills, ask for help, leave the situation safely

500

Someone asks to borrow money and you’re not comfortable. What can you say?

Say no politely, explain you can’t, set a boundary

500

You’re having a bad day at work/school. How can you stay professional?

Stay calm, do your best, ask for support, use coping strategies

500

You feel pressured to do something unsafe. What’s a good response?

Say no, remove yourself, ask for help

500

Name one habit that helps people live independently.

Budgeting, routines, communication, self-care

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