State of Confusion
Residents in this state could face penalties for not having MCC.
What is Massachusetts?
This notice explains mastectomy reconstruction rights.
What is WHCRA or Women's Health and Cancer Rights Act?
These are the HIPAA special enrollment events.
What is marriage, birth, adoption and loss of coverage?
A pretax savings account used for qualified medical expenses, but if you don't use the funds by the end of the plan year, you generally lose them.
What is a FSA, HCFSA or Health FSA?
Federal COBRA law generally applies to employers with this many employees?
What is 20 or more?
Self-funded plans must report annually to the Public Goods Pool of this state to avoid higher surcharge on hospital charges.
What is New York?
This notice must be provided to new hires within 14 days.
What is Exchange (Marketplace) Notice?
This state does not require EMPLOYERS to provide minimum creditable coverage (MCC) to its employees, but employers must communicate MCC status to employees who are residents of this state.
What is Massachusetts?
This document provides a detailed explanation of a benefit plan's provisions, rights, and responsibilities, which employers are required to provide to participants.
What is an SPD?
Under COBRA, can charge up to this percentage of total premium for continuation coverage?
What is 102%?
This Illinois disclosure must be provided to new hires, annually and upon request.
What is EHB or Essential Health Benefits disclosure?
This notice must be distributed annually before October 15.
What is the Medicare Part D Notice of Creditable (NonCreditable) Coverage?
Spouse open enrollment allows the employee to make any changes he or she wants. True or False.
What is FALSE? Spouse open enrollment only allows the employee to leave the plan. It does not create a special enrollment opportunity.
This employer-funded account is used to reimburse employees for qualified medical expenses and is not a savings account owned by the employee.
What is an HRA?
The COBRA Election Notice must be sent within how many days from when coverage ends.
What is 44 days?
This state requires payroll deductions for its long-term care fund.
What is Washington?
This document summarizes health benefits in a standard format prescribed by the Affordable Care Act.
What is an SBC or Summary of Benefits & Coverage?
Courts often treat inconsistencies between these two documents in favor of the employee.
What is the plan document and the SPD?
This act was signed into law in 2010 with the primary goal of increasing the number of Americans with health insurance.
What is the Affordable Care Act (ACA)?
Domestic partners can be qualified beneficiaries per COBRA law. True or false.
What is False?
This state passed a law effective 1/1/2026 allowing parents to be covered on the employee's health insurance.
What is Illinois?
This notice informs employees of their right to enroll mid-year due to marriage, birth or loss of coverage.
What is HIPAA Notice of Special Enrollment?
The percentage of common ownership necessary amongst entities to avoid MEWA status.
What is 80% common ownership?
Employees covered by this specific type of medical plan are eligible to make contributions to a health savings account (HSA) as long as the employee is not also covered by disqualifying first dollar coverage?
What is a Qualified High Deductible Health Plan or QHDHP or HDHP?
The COBRA Initial General Notice must be provided within this timeframe and is generally mailed to the employee's home inclusively addressed to the spouse.
What is 90 days?