Hands on Banking
Mike Rowe Key Terms
Financial Literacy
Guest Speakers
Guest Speakers
100

The purpose of endorsement is to

sign the back of a check

100
Mike Rowe S.W.E.A.T stands for 

Skill and Work Ethic Aren't Taboo

100

An APR is

the total coast of credit expressed as a yearly rate

100

Focused on geotechnical, environmental, facilities and construction materials testing services 

Meg & Sally from Terracon

100

Industry provides many different career opportunities such as technology HR, operations and skills trades and spoke about helmets and safety vests

Christy - Concrete Construction

200

The purpose of direct deposit is 

for employers to pay you electronically

200

There is a difference of internal customer and external customer such as

internal customer is a person within the organization and external customer is a person outside of the organization 

200

FAFSA stands for

US Department of Education Educational Aid Application Form

200

Trained students to use Naloxone to reserve a opioid overdose

Arielle Kelly

200

Introduced students to banking industry and career opportunities and advised to connect with internships and career opportunities through Kansas Bankers Association 

Nancy - First State Bank

300

The purpose of benefits and premium is 

that benefits are ways beyond wages that businesses reward employees such as having an insurance premium which is the amount of you pay for insurance

300

The difference between a contribution mindset compared to an entrepreneurial mindset is

a contribution mindset is focused on encouraging positive action that impacts competitive, self serving behavior compared to entrepreneurial mindset which is constantly striving to create value of self/others 

300

You want to make sure to not borrow more than 20% of your annual income so a good way you can build good credit is by

not writing checks you don't have money for, keep promises when borrowing money and pay bills on time/in full
300

This person provides opportunities at LCF with GED classes, trade programs, substance abuse treatment, reentry service and work programs

Madison Kurtz - Lansing

300

Helped students understand safe medication use

Arielle Kelly

400

Depreciate and Assets are both important because

depreciate is the value or price over time that decreases and assets is anything of value owned by a person or company

400

Internal barriers and job satisfaction is important when selecting a career because

internal barriers is something within you that prevents you from reaching a goal which will make it hard for job satisfaction with the value/meaning in work.

400

A budget is

Plan of expected income and how the income will be used over expected expenses over time

400

Design Engineer from Garmin

Adam Farr - Garmin

400

Consults with engineering and environmental service firms

Meg & Sally from Terracon

500

A spending plan and autolease are important because

a spending plan is a strategy for using income to meet your goals such as an auto lease which is a contract to use a car for a specific period of time

500

Key focuses such as personal responsibility and empowerment are important because 

personal responsibility allows you to choose/control your own actions and empowerment is becoming stronger/self-confident
500

Spending and Saving Ratio is 

50% needs, 30% wants, 20% Savings/Debt

500

Gave students a real-world look into law enforcement careers and provided hands on experience using a speed radar gun and exploring a police vehicle 

Officer LeManske

500
Emphasizes on strong study habits, hands-on experience, and learning programming early 

Adam Farr - Garmin

M
e
n
u