Banking
HELOC
Jamie Trivia
Potpourri
Synovus

100

What does CD stand for?

Certificate of Deposit

100

What does HELOC stand for?

Home Equity Line of Credit

100

Where did I go to college?

Tennessee

100

What does ACH stand for?

Automated Clearing House

100

What's our slogan?

The Bank of Here

200

Who insures deposits at a bank?

FDIC


200

How high can Synovus go on LTV?

89.9%

200

What is my favorite MLB team?

The Braves

200

What is a perfect credit score?

850

200

Where is Synovus headquartered?

Columbus, GA

300

How much is each account/customer insured for?

$250,000

300

What is the minimum payment on a HELOC?

Interest only

300

What was the other bank I worked for?

First Tennessee

300

What are the 3 credit reporting bureaus?

Equifax, Experian, Transunion

300

Which states is Synovus in?

TN, GA, SC, AL and FL

400

What does DTI stand for?

Debt to Income

400

What is the max DTI Synovus will do on a HELOC?

50%

400

What instrument do I play?

Trumpet

400

What is the FDIC equivalent for credit unions?

NCUSIF/NCUA

400

What name did Synovus previously go by in the Nashville market?

The Bank of Nashville

500

What is a "spread" in banking terms?

The amount the bank makes off of interest on loans vs. what the bank is paying customers.

500

What are the draw period and repayment period lengths?

10 and 20 years respectively

500

What is my hometown?

Bluff City, TN

500

What is an installment loan

A loan with a set amount of payments

500

Which bank did Synovus just acquire?

Florida Community Bank