Banking
What does CD stand for?
Certificate of Deposit
What does HELOC stand for?
Home Equity Line of Credit
Where did I go to college?
What does ACH stand for?
Automated Clearing House
What's our slogan?
The Bank of Here
Who insures deposits at a bank?
FDIC
How high can Synovus go on LTV?
89.9%
What is my favorite MLB team?
The Braves
What is a perfect credit score?
850
Where is Synovus headquartered?
Columbus, GA
How much is each account/customer insured for?
$250,000
What is the minimum payment on a HELOC?
Interest only
First Tennessee
What are the 3 credit reporting bureaus?
Equifax, Experian, Transunion
Which states is Synovus in?
TN, GA, SC, AL and FL
What does DTI stand for?
Debt to Income
What is the max DTI Synovus will do on a HELOC?
50%
What instrument do I play?
Trumpet
What is the FDIC equivalent for credit unions?
NCUSIF/NCUA
What name did Synovus previously go by in the Nashville market?
The Bank of Nashville
What is a "spread" in banking terms?
The amount the bank makes off of interest on loans vs. what the bank is paying customers.
What are the draw period and repayment period lengths?
10 and 20 years respectively
What is my hometown?
Bluff City, TN
What is an installment loan
A loan with a set amount of payments
Which bank did Synovus just acquire?
Florida Community Bank