About Janelle
MORTGAGE 101
Loan Programs
About
Greentree Mortgage
100

Janelle's husband and business partner's name. 

Who is Shane?

100

A portion of the purchase price that you pay upfront at closing.

What is down payment?

100

This type of mortgage is insured by the Federal Housing Administration, may let you make a down payment as low as 3.5% and has less-restrictive credit requirements than many conventional home loans.

What is an FHA mortgage?

100
The year Greentree Mortgage Services began. 

What is 1999?

200

The number of years Janelle has been in the mortgage business. 

What is 23 years?

200
A type of insurance often required by a lender when the down payment is less than 20%
What is private mortgage insurance (PMI)?
200

This type of loan does not require a down payment and can be obtained by qualifying members of the military. 

What is a VA loan?

200

Greentree Mortgage uses this type of report to determine the market value of a home. 

What is an appraisal report?

300

Janelle's favorite way to travel

What is in an RV/Motorhome?
300

A type of mortgage where the rate stays the same for the entire term. 

What is a fixed rate mortgage?

300

This type of home loan allows a borrower to finance the build of their home from the ground up. 

What is a Construction Loan?

300

The typical timeframe Greentree takes to close a conventional purchase mortgage. 

What is 30 days?
400

Janelle says this tagline during her weekly presentation. 

What is improve the lives of families, one home at a time?

400

An account set up by your mortgage lender to pay certain property-related expenses. The money that goes into the account comes from a portion of your monthly mortgage payment.

What is an Escrow account?

400

This type of mortgage can be used in certain "rural" areas and does not require a down payment. 

What is a USDA mortgage?

400

This is the only kind of loan provided by Greentree. 

What are Residential Mortgage loans?

500

This is Janelle's key to success. 

What is being organized, always doing what she says she will do, and timely follow up?

500

A mortgage where the interest rate can change during the term.

What is an ARM (Adjustable Rate Mortgage)?

500
A mortgage loan not insured by the federal government.
What is a conventional loan?
500

The number of people who work at Greentree Mortgage Services in Holland, OH.

What is four?

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