FRAUD
When you receive a check via Fedex often requesting you to send a "fee" back.
Check Fraud
Day to day account where money can come in and go out.
Checking
This loan uses a card for quick and easy access to your funds.
Credit Card
A quick and easy way to send money to your friends using only a phone number!
Zelle
This is a written plan for where your money goes.
Budget
An unauthorized transaction made with a card number.
Debit Card Fraud
Money set aside for a particular goal or emergency- limited withdrawals.
Savings
Usually a set amount with a fixed payment for a fixed period.
Installment Loan
This is usually a remote computer where you can withdraw and deposit funds.
ATM
This is the observation of every dollar in and out of your account.
Cash Flow
An unauthorized transaction using a routing/account number.
ACH Fraud
Longer term account with penalties for early withdrawals.
Certificate of Deposit
A revolving loan where you pay back only on what you use.
Line of Credit
This is a program that allows you access to accounts on the go.
Mobile Banking
This is the overall value you have taking your assets and minus your debts.
Net Worth
When someone uses personal information to open accounts in your name.
Identity Theft
Account dedicated for when you no longer have to work
Individual Retirement Account
This loan usually has a collateral such as cash.
Secured Loan
This is usually a more powerful way to manage your accounts using the internet.
Online Banking
A tool you can use to calculate debt payoff, loan payments, savings goals, and interest.
Financial Calculators
The legitimizing of illegally obtained funds through commercial banks.
Money Laundering
Long term savings account with tax benefits.
Annuity
This loan uses your home as collateral.
Home Equity
A bank to bank transfer usually requiring a signature to immediately send money.
Wire Transfer
Tools offered by banks to avoid charging a fee when you go over your balance?
Overdraft Protection