Fees
What is the monthly service charge on a Personal Checking account?
5$
What is the service charge for this account if the requirements are not met?
15$
What makes this account different from any other account?
You EARN MONEY for using your debit card!
What is the main selling point for this account?
No monthly service charge for the first year
What is the CRA and where is it located?
Community Reinvestment Act, Binder located in Steph's closet.
What is the fee for an incoming wire?
10$
How much must you maintain as an average balance in the checking account to avoid the service charge?
5,000
What is the max dollar amount you can get back per statement cycle?
10$
How many items are free?
The first 100 physical items
What is our Bank Address? (including zip)
1460 St Rt 17B White Lake NY 12786
What is the fee for a stop payment?
35$
What amount must be held across all accounts if the customer is not maintaining the avg required balance in their checking account?
$25,000 (loans included)
What does a customer have to do to avoid the monthly service charge?
Use debit card at least 10 times
Utilize online banking
Estatements
What is the monthly service charge after the first year?
10$ in the average balance falls below $1,500
What is our backcounter password?
Snowball2023#
Name two things with a 35$ charge
Stop Pay, NSF Fee, Uncollected Fee, Overdraft Charge
Name two ways a customer can save money by having a Prestige account
Free check orders, free tellers check, 250$ rebate on a mortgage application fee.
How much does a customer get back per debit card swipe? Up to how many swipes per statement cycle?
.10 cent up to 100 swipes
What is this account holder entitled to?
A free checking acct! Personal Business select
What is our current CD special, including requirements?
3% for 13months. Min to open is $25,000 and must have an account with us.
What is an Overdraft Charge? When would someone receive it.
An Overdraft charge occurs when an account has been negative for 5 days. They incur an additional charge every 5 days.
What is the interest rate on this account?
.03%
How does a customer SAVE money with this account?
5 foreign ATM fees rebated
What is the per item charge if they go above their allotted free amount?
.15c
Name 3 of our Board of Directors
David Bodenstein, Karen Fischer, George Kinne, Kenneth Klein, Fred Stabbert, Elizabeth Rowley,Andrew Pavloff, Ed Sykes, Philip Coombe