Components of a credit score
Random Facts
Credit scores
100

The percentage of affect your payment history has on your credit score. 


What is 35%?

100
The ideal Credit Utilization rate.

What is below 30%?

100

The range of possible credit scores.

What is 300-850?

200

The percent that how much you owe affects your credit score.

What Is 30% 

200

The consequences of having a thin file.

What is low credit score?

200

Average credit score in the US.

What is 700-730

300

The component of credit that affects 15% of your score.

What is length of credit history?




300

It is important to build a credit history from a young age because of this.

What is credit influencing many major life decisions?

300

How a person's credit score determines their ability to borrow and at what interest rate.How a person's credit score determines their ability to borrow and at what interest rate. 

What is raising the credit score, and lowering the interest rate?


400

The percent that your credit mix has on your credit score.

What is 10%

400

It is a goood idea to take on credit at this age. 

What is 18 years old?

400

How often you should check your credit score and credit report.

What is 4 times a year?

500

New Credit has this percentage of impact on your credit score.

What is 10%

500

How a person can build and/or improve their credit score.

What is make payments on time?

500

How often the average American checks their credit scores.

What is once a year?

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