Deposit Accounts
How often are dividends paid on savings?
Quarterly
What is the processing fee for consumer loans?
$35
How many debit cards can an account have?
1 per owner
Sally is a member. Can her uncle join?
yes.
What year was the credit union chartered?
1973
Which pays higher interest: certificates or money market?
Certificates
A
If a member and their spouse have a VISA account, and each has a card, is the account the same or different?
Same
An individual works for Merit Health. Are their family members eligible or do they have to join first?
They have to join first.
What year did the credit union move to TN?
2008
When do Christmas Club accounts mature?
October 1
A member has a credit score of 525. Can that member borrow unsecured?
Yes
What is the daily limit for cash on a debit card at an ATM?
$1,000
If a member works for a company located in Smyrna, how do you know if they are eligible to join?
1. check the census tract
2. get a pay stub
How many select employee groups do we have?
12
What is the monthly charge for Bill Pay?
0 - it's free!
Do we charge points for real estate loans?
No
What is the daily purchase limit for a debit card?
If an individual lives in Yazoo County, are they eligible to join?
Yes.
How many ATMs does the credit union own?
6
What does IRA stand for?
Individual Retirement Account
What is the longest term mortgage that we offer?
30 years
How long is the expiration date on a VISA card?
2 years
If a person lives in Jackson, MS, how could they be eligible
Work, worship, or attend school in Yazoo County, Holmes County, or our census tracts in Northern Madison County.
What's your favorite value and why?
You pick.