Credit Cards
This credit card has $0 APR introductory rate on purchases for 6 months.
Platinum Rewards Card
Your credit score is calculated on what range?(lowest-highest)
300-850
What is our mission statement?
Bold, Genuine, and impactful.
How many checking accounts does All In CU offer?
Eight: Senior Prime, Member Choice Plus, Smart Rewards, Smart Rewards Premium, You Choose, Student Checking, Cool Cat Checking, and Alli Cat Checking
How many tiers does underwriting have in risk-base lending?
Six
Earn points toward airline miles, gift certificates, merchandise, or cash back.
Platinum Rewards Credit Card and Secured Rewards Credit Card
True or False:
SavvyMoney uses Vantage score and will perform a soft pull monthly.
True
We should make recommendations around what 4 things?
Banking, borrowing, investing, and educate.
What system is used to open checking accounts?
Clutch
Which credit products allow you to waive the income for the applicant.
Secured credit cards and loans.
Earn one point for every dollar spent on purchases in the first six months.
Platinum Rewards Credit Card and Secured Rewards Credit Card
SavvyMoney provides you with a grade in 5 financial categories. What are they?
Payment history, credit usage, account mix, credit age, and inquires.
We are here to enrich the lives of our members and communities through________ service and _______.
Exceptional and value.
What is the first step to take before opening a checking account?
Checking DNA
Are they a member?
Is there a balance owed?
Is there a existing flag on the account?
What score is use as the primary determinant for the Risk-Based Underwriting Policy?
FICO score
Earn three points for every dollar spent on purchases in the first six months.
Platinum Rewards Credit Cards and Secured Rewards Credit Card
What is the percentage of members who improved their credit score tier using SavvyMoney?
41%
These type of questions is recommended to uncover a need for a member.
Open-ended questions.
What is the age range for a Student Checking account?
Ages 16-23
Which income shall not be permitted without a Lending Manager approval?
Unemployment benefits.
How many credit cards does All In CU offer?
Four: Platinum Rewards card, Platinum card, Secured card, and Business credit card
How can a member check the progress with SavvyMoney?
Home screen in SavvyMoney, scroll to "Your Financial Check".
What kind of statement should we use to gain the members attention for us to deep dive into their banking needs?
Transition statement
What are the benefits for a Prime Checking?
One box of free checks per year, 5% discount on safe deposit box, and free coin machine.
What does FICO stand for?
Fair Isaac Corporation