Communication
Non-verbal form of communication includes eye contact, posture, & nodding
What is body language?
This is the practice of building relationships that may lead to opportunities in the future
What is networking?
It takes this many seconds for someone to decide if they trust or respect you
What is 7 seconds?
This number ranges from 300 to 850 and shows how likely you are to repay borrowed money.
What is credit score?
This kind of loan, used for education, is often considered good debt if affordable
What is a student loan?
These three parts: subject line, greeting, and respectful closing make up this type of message
What is a professional email?
A short introduction that says who you are, what you do, and why it matters
What is an elevator pitch?
The way you act in public, online, and at school all combine to create this
What is your personal brand?
These three companies track your borrowing history and create credit reports.
What are credit bureaus (Equifax, Experian, and TransUnion?)
If you do this with your credit card: miss one due date, your score can drop 60-100 points
What is making a late payment?
Matching your tone and behavior to the situation such as: school, work, or networking shows this skill
What is professionalism?
After a networking event, sending a thank-you email or scheduling a meeting is an example of this
What is following up?
Your hairstyle, clothing, tone of voice, and social media posts are examples of this
What are elements of personal brand?
This is the single biggest factor in your credit score, making up 35%
What is payment history?
Owing a home through this type of loan is usually considered good debt because it builds value over time.
What is a mortgage?
Using filler words weakens this important communication quality
What is clarity?
True or false: Networking only happens at professional events and online.
What is False?
This is one benefit of having a strong personal brand.
What are opportunities?
Applying for many credit cards in a short time causes this kind of check, which lowers your score temporarily
What is a hard inquiry?
Missing a $25 minimum payment can hurt your score more than doing this
What is using 50% of your credit limit.
Tone, body language, active listening and clarity are what
What are the core elements of good communication
This theory says that you are only a few connections away from anyone in the world
What is Six Degrees of Separation
This is one consequence of having a weak personal brand.
What is bad reputation?
This type of credit is linked to your company through an EIN, not your personal SSN.
What is business credit?
Doing this with your credit card balance can trap your debt and cost you a lot in interest.