Fees
How much are official checks?
$4
Free for Premier checking of if made payable to themselves.
What is the cost for a Chiefs debit card without a Chiefs checking account?
$10
What day of the month are all credit card payments due?
18th
What is the minimum age a custodian can be?
18 years old
What is the CACU routing number?
301081508
What is the outgoing wire fee?
Domestic: $25
International: $50
Per Reg D, how many electronic withdrawals and transfers can a member have per month from a savings account or money market savings account?
6
What is the % charge for cash advances on our Visa credit cards?
3%
What is a Representative Payee Account? (Rep Payee)
Account that is set up to receive social security funds on behalf of a social security recipient. The social security admin has determined that the intended recipient needs assistance to manage those funds, and they appoint a Rep Payee.
What is the cash advance limit for a member?
$10,000.00 daily on CACU card or other card.
How much is a returned check fee?
$15
What does NCUA stand for?
National Credit Union Administration
What is the minimum payment on a credit card?
$25 or 2.5% of the balance owed
What funds can be deposited into a Rep Payee account?
Funds deposited should only be payments received from social security or supplemental security income, and should not be commingled with other funds.
What is the maximum cash advance amount for non-member?
$5,000.01
How much is a dormancy fee? What accounts does this apply to and after how long with no activitiy?
$5 per month
Dormancy applies to checking and savings account with no transaction history for 12 months
What are some products and services that CAFS offers? Name at least 3
Financial planning, Retirement planning, Education planning, Mutual funds, Annuities, College savings plans, Trust services, special needs planning
What is the maximum credit limit for a CACU credit card?
$25,000.00
What is a Guardian/Conservator/Custodian Account?
Account held by and adult as a Guardian/Conservator/Custodian benefitting a person who has a legal disability.
May be for an adult or a minor.
What system do we use to view images of checks that are deposited?
E-desk
What is the minimum balance for a Money Market Savings account? What is the fee if it drops below this balance?
minimum balance = $1000
If account falls below $1000 at any time in the month, the fee =$10 per month
How much does CACU charge if member uses their debit card at a Non-CommunityAmerica or CO-OP ATM?
$1.50
member may still have ATM fee from other institution
What credit cards does CACU offer?
Visa Low Rate
Visa Rewards
Visa Signature
Who can transact on a Rep Payee account?
No info or transaction authority can be given to the recipient of funds (primary name on account in branch suite) ONLY the rep payee
What day of the month are all home equity payments due?
15th of the month