Definition
Financial Literacy

Protecting Your Finances
Managing Your Spending
Purchasing and Protecting Your Assets
100

Ability 

 Mastery of a skill or the capacity to do something

100

 Brand names, company names, and illustrations 

 Brand Disclaimer  

100

 services are businesses that provide certain financial services for a fee. 

 Check Cashing

100

is a medium of exchange in our economy.

Credit

100

The word home has different meanings for different people. To some people, a home is a base of operations—a headquarters.

Housing Decisions

200

Coinsurance

Percentage of the service costs that patients pay after the annual deductible is met.

200

 The reader is expressly advised to carefully read, understand, and apply all safety 

 Safety Notice 

200

Financial institutions make it possible to conduct economic activity on a daily basis in today’s modern and increasingly high-tech world.

Banking

200

is a policy of making loans to high-risk borrowers who are unlikely to be able to repay.

Predatory lending

200

Buying a residence is a big step in life. Before beginning the home-buying process, make sure you can financially afford a mortgage.

Mortgage Calculators

300

collateral

Property that a borrower promises to give up in case of default

300

The Internet resources and listings in this Goodheart-Willcox.

Internet Disclaimer

300

 is an organization that provides services related to money.

financial institution

300

 is to serve as a medium of exchange that allows individuals, businesses, and governmental agencies to buy goods or services

The purpose of credit

300

 is a group of rooms designed for use as a private living space. Most apartments have a kitchen, a living room, one or more bedrooms, and one or more bathrooms.

Apartment

400

Collusion

Making a secret agreement to engage in illegal or dishonest activities.

400

is a freelance writer and consultant in consumer economics.

Sally Campbell

400

 is the process of transferring money from one individual or organization to another.

Exchange

400

which is a legally binding agreement between the borrower and the lender.

Contract

400

When finding a place to live, establishing a budget will determine what type of residence you can get for what you can afford.

Rental Process

500

Deductible

Amount the insured is responsible for paying when a claim is made. 

500

is an instructor of accounting, business, and personal finance at Chattahoochee Valley Community College in Alabama.

Robert (Bob) Dansby

500

 is anything of value that is accepted in return for goods or services

Money

500

 is a statement in a contract that allows the creditor to require full and immediate payment of the entire balance if a payment is missed or the individual fails to abide by the terms of the contract.

Acceleration clause

500

the person who rents the property, and the lessor, the person who owns the property

Lessee

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