Jeopardy Game

Paycheck Advance

100

Must receive an eligible payroll deposit of _ within that last __

$200, 35 days

200

Why do users' available advance amounts change?

The Paycheck Advance amount they qualify for is subject to multiple factors. As explained above, the Paycheck Advance amount a user qualifies for is based on their Eligible Direct Deposit history, historical spending, transaction history, and other risk-based factors.

300

 Amounts go between _ and _

$25 to $750

400

Can users switch from standard to instant access after they've requested a Paycheck Advance?

No. Once a user has confirmed their request for a Paycheck Advance, it’s not possible to change the arrival speed. If the user selected the free option, their advance will be available in their account within 3 business days.

500

Below are the minimum requirements to qualify for Paycheck Advance.

• Account address is NOT in Connecticut (CT), Maryland (MD), Nevada (NV), Wisconsin (WI), or the District of Columbia (DC) 
• User is 18 years or older
• Must receive an eligible payroll deposit of $200 or more within the last 35 days (NOTE: at least one single deposit must be equal to or greater than $200. Smaller deposits under $200 will not qualify) 

Acronyms

100

RDFI

Receiving Depository Financial Institution

200

ODFI

 Originating Depository Financial Institution

300

ACH

 Automated Clearing House

400

 RDC

Remote Deposit Capture

500

ATM

Automated Teller Machine

Fee Free Overdraft

100

 Fee-Free Overdraft allows eligible members to overdraft up to ____

$200

300

What's an overdraft?

At most banks, an overdraft happens when you try to use your card to pay for something that you don't have enough funds for. Most banks charge a fee when this happens, which adds to how much a person will have to pay back.

400

Qualifications for enrollment

• Receive $200+ in eligible payroll deposits 
  • Includes:

Direct deposit from an employer, payroll provider, Government payroll, DailyPay

500

Qualifications for enrollment

• Receive $200+ in eligible payroll deposits
• Excludes:

 Tax returns, unemployment insurance (UI), social security benefits, deposits from a funding source, check deposits, and VMTs (Cash App, Venmo, etc)

Current Pay

100

What is current pay?

Current Pay allows members to send or request money from others on Current instantly. Every Current account has a unique handle called a Current Tag that members can share with other users to send and receive funds directly between their Current accounts.

200

Members can send and receive up to __ per ___

$2500 , 24 hours

300

Category on prima?

Pay

400

I accidentally sent the money, can you stop it for me?

We cannot manually stop any transactions. 

If the member knows the person they’ve sent the funds to, they can ask them to transfer it back. It will also be instant. If not, we can file a dispute for them.

500

I bought something from the receiver but I am requesting a refund. He won’t give it to me. Can you file it for me?

We cannot directly issue a refund. We can file a dispute instead.

General

100

This network is the backbone for the electronic movement of money in the U.S., providing a secure and reliable platform for consumer, business, and government payments. It allows financial institutions to send batches of electronic credit and debit transfers.

ACH

200

When you look at attribute on prima what will you see if someone has current max?

current-max-experiment-v1.

300

The bank that initiates ACH transactions and ensures compliance with ACH rules.

ODFI

400

The individual or company authorizing the transaction.

Receiver

500

Example of credit transfers: 

Payroll direct deposits, social security benefits, tax refunds.