LUG
What is the maximum rating allowed for an insured with rated COVID co-moribidities without their vaccine.
Without vaccine up to Table D
What is the maximum depth allowed for scuba diving without an additional flat extra or rating?
100ft
What is the amount allowed for an unemployed spouse?
Equal to working spouse
What condition is Metformin used for?
Diabetes
What does the abbreviation PSA Stand for?
Prostate specific antigen
What three reinsurance companies can we send term files over to?
RGA, SCOR, and Swiss Re
Name one of the marketing programs MassMutual offers.
MassAdvantage, Platinum Pass, Special Care, LifeBridge
What type of business coverage is defined as each partner is insured for their proportional share?
Buy&Sell
Name the condition that Lisinopril is used for?
Hypertension
What does the DHP abbreviation stand for?
Digital health profile
Under what circumstances can we only use the first 5 RAC points?
Atherosclerotic condition
What is the underwriting decision for an insured age 31 with 2 DUI on their MVR report?
Postpone for 5 years since last DUI, then std for 5 years
What insured group is allowed to have 35 times the income?
Income multiplier for age 18 to 40.
Name the condition Tegretol is used for.
Seizures or epilepsy
What does the GIR abbreviation stand for?
Guaranteed insurability rider
What two states have specific guidelines when it comes to juvenile underwriting?
New York and Washington
What is required on a foreign national/resident alien? If the insured is in the U.S for less than two year, what else will need to be ordered?
Foreign supplement and copy of VISA or greencard. Hep B/C Panel.
What is the premium percentage allowed for age 65 and up with an income of under $100,000 or less?
15% of income allowed
What condition is Atorvastatin used for?
Hyperlipidemia
What does the abbreviation MCR stand for?
Medical claims record
What are the additional pro athlete requirements?
Google search, opioid screen, Team physician APS
What is the maximum amount of insurance on military grades E1-E4
$1,000,000
What type of insurance allows at least each officer to apply for 10x the amount of income?
Keyman insurance
Eliquis for irregular heartbeat is used for what condition?
Atrial fibrillation
What does the abbreviation IFR stand for?
Instrument Flight rating