ACA
Summary Plan Descriptions
Health Plans
HRAs / HSAs / FSAs
Higher Learning - Michigan
100

This vice president was in office when ACA was enacted.

Who is Joe Biden?

100

During a Dept. of Labor audit, this is one of the first documents requested for review by the DOL.

What is a summary plan description?

100

The per occurrence cost share members commonly pay for an office visit or Rx.

What is a copay?

100

In 2019, this is the maximum contribution employees can make in a health care flexible spending account.

What is $2,700?

100

The mascot of this university used to be the Hurons.

What is Eastern Michigan University?

200

The PP in PPACA is short for....

What is Patient Protection?

200

SPDs must be given to newly enrolled members within this timeframe?

What is 90 days from the coverage effective date?

200

This part of the health plan allows members to see a doctor 24/7 for basic health needs.

What are virtual visits or telehealth?

200

Each arrangement / account provides _______ free benefits to members.

What is tax free?

200

The mascot of Ferris State.

Who are the Bulldogs?

300

The IRS form number in which Applicable Large Employers must remit to the IRS annually? 

What is 1095?

300

This 3 digit number (e.g. - 501, 502) is commonly used as...

What is an ERISA plan number?

300

This is the health plan summary distributed during open enrollment and the format of this summary cannot be longer than 8 pages.

What is the Summary of Benefits and Coverage (SBC)?

300

HRA is short for..

What is a Health Reimbursement Arrangement?

300

This university was established in 1817.

What is the University of Michigan?

400

For non-grandfathered plans, ACA mandates these services are provided to members at no cost.

What are preventive services?

400

Instead of revising and distributing a new SPD when changes to the plan are made, this type of summary can be used as an alternative.

What is the Summary of Material Modifications SMM?

400

Excluding any extension, the deadline to file a health and welfare plan's 5500 form is...

When is the end of the 7th month following the completion of the ERISA plan year?

400

In 2019, this is the minimum deductible imposed on a single person for the health plan to be considered a qualified High Deductible Health Plan..

What is $1,350?

400

This university was formerly known as the Michigan Agricultural College.

What is Michigan State University?

500

The extended coverage waiting period ALEs use for variable hour employees....

What is the look back / measurement period?

500

This type of SPD places all plans under 1 ERISA plan number....

What is a Wrap SPD?

500

If the group size is less than this number of employees, Medicare is the primary health plan for members who gain Medicare coverage due to a disability, and the group health plan is secondary coverage.

What is 100 employees?

500

The age in which members can use the catch-up contribution provision in an HSA...

What is 55?

500

This city is the home of Michigan Technological University.

What is Houghton, MI?

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