Classic & Gold
'99 Enhancements
CCI&II, ECI&II
Leading Edge
CCIIE
100
This is the only difference between the Tax Qualified & Non Tax Qualified versions of these 2 policies.
What is the TQ language?
100
The NH or ALF Bed Hold Benefit was increased to this many days per hospital confinement.
What is 21?
100
These services are not available on EC I & II.
What are Care Advisory Services and Stay at Home Benefit?
100
Participation in this is voluntary.
What is Care Coordination?
100
This is the year this product was first sold.
What is 2008?
200
In order to be eligible for payment of benefits, this contract requires that you need Hands on Assistance to perform at least 3 of the Activities of Daily Living.
What is the Classic?
200
This type of coverage was added with the removal of the Exception (Exclusion) re: non coverage for services received outside the U.S. or Canada.
What is International?
200
CCII and ECII both include this in the definition of Immediate Family.
What is Partner?
200
Hospice Care, Respite Care and this are the only benefits not subject to the EP on this contract.
What is the Additional Stay at Home Benefit?
200
This benefit allows the policyholder to receive services not expressly covered by the policy.
What is the Alternate Services Benefit?
300
Benefit Payment on this policy comes from 1 Pool of Money.
What is the Gold?
300
This Rider allows insureds to receive 7 days of EP credit for one day of HHC services received.
What is the Enhanced Elimination Period Rider?
300
These products offer either a daily or monthly benefit.
What is CC I & II?
300
This is the number of days of coverage available under this contract's Bed Hold Benefit.
What is 60?
300
This provision states that, if we take more than 30 days to make a claim payment, we will pay 1% interest on the amount due every month until payment is made.
What is Time of Payment of Claims?
400
This policy waives the policyholder's premium payment requirement once the EP is met, regardless of the type of benefit being received.
What is the Gold?
400
This Optional benefit allows for payment of services that would normally not be covered under the policy, such as modifications to the insured's home, HHC not paid because it occurred during the EP and prescription drugs.
What is the Flex Fund Benefit Rider?
400
These products contain no exceptions to the EP.
What are EC I & II?
400
Under the definition of Immediate Family, Partner is an unmarried person not related to the Policyholder with whom the policyholder has been in a committed relationship for at least this many years.
What is 3?
400
The policyholder can request this if the Claims Appeal Board upholds a denial based on Benefit Eligibility.
What is an Independent Third Party Review?
500
This policy includes care received at an Assisted Care Living Facility as part of the Home Health Care Benefit.
What is the Classic?
500
This Optional benefit allows an uninsured spouse to receive HHC benefits if their insured spouse is receiving HHC benefits.
What is the Dependent Spouse Home Care Benefit Rider?
500
This is the length of time in which International Coverage is available on CC II & EC II.
What is 1 year?
500
According to the Coordination with other JH LTC Policies provision, this policy would pay first.
What is the Oldest?
500
This provision allows the policyholder to increase or decrease their daily/monthly benefit on their policy anniversary date.
What is Changes in Your Coverage?
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