RETIRED PRODUCTS
My product code is PB +free checks, small safe deposit box or discount on larger box, 2 free wires (1) domestic and (1) international
+reimbursement you for other banks surcharges, statement cycle
What is:
Key Privilege Checking (PB)
No overdraft protection services, check writing privileges and cannot order paper checks for this account
What is:
KeyBank Hassle-Free Account (38)
Subproduct code: HD
$10 opening deposit +interest bearing
What is:
Key Active Saver
Minimum of $2,500 with terms of 7-179 days. Accounts with a maturity date on a business day must make changes on their maturity date. If the maturity date falls on a Saturday, Sunday, or a legal holiday, clients have until the next business day after their maturity date to make changes.
What is:
Short Term CD
A checking and savings account unlocks?
What is:
Relationship Benefits
I have a monthly maintenance fee of $18
You can waive this fee if you have $10K or more in combined balances or $500 ACH to waive the fee
What is:
Key Advantage Checking (11)
I have a monthly maintenance fee of $25 You get a 3 month grace period, then it could be avoided IF 1) The combined balance in any combination of KeyBank deposit accounts is $15,000 or more. Or an eligible direct deposits totaling at least $3,000 or more credited to this Account during a statement cycle.
What is:
Key Select Checking (AL)
Account is appropriate for children under the age of 18 with no monthly maintenance charge. The custodian on the account must have another KeyBank NA deposit or credit product to open- will convert on the 1st statement cycle after the child's 18th birthday
What is:
Key4Kids
Minimum deposit to open certificate - $100,000 for 7 days to 120 months, fixed rated.
What is:
Jumbo CD
5+ qualifying transactions from an eligible checking account in one calendar month
What is:
Primacy
I'm an interest-bearing checking- I have no fees for stop payments, check ordering, money orders or OBC. But I require $100,000 or more in combined balances to avoid a monthly fee.
What is:
Key Privilege Select Checking (PD)
Minimum required balance: $200,000 in aggregate qualifying deposit and/or investment balances in which the client has an eligible ownership role. A grace period of 180 calendar days from account opening or from the date of account conversion.
What is:
Key Private Client (PQ)
Start with a minimum opening deposit of $5,000, to receive today's PROMO RATE you need $25K new money. $20.00 Monthly Service Charge which can be waived by: Maintaining a daily balance of $25,000 or a KeyBank consumer relationship package checking account
What is:
Key Select Money Market Savings
Needs a relationship status to receive promo, starting at $10,000 and shorter term
What is:
Key Tiered CD
Eligible Deposits (direct deposit, electronic transfers, checks) + Eligible Withdrawals (bill pay, auto pay, cash withdrawals =
What is:
Qualifying Transactions
I have a $50 opening deposit as well, but I need at least 8 client initiated transactions or $500 or more in total deposit per statement cycle
What is:
Key Express Checking (80)
I have a $10 opening deposit- non interest bearing, not many perks but there is no minimum balance or required transactions for this account
What is:
Smart Checking (HE)
I have a $4 maintenance fee that can be waived if you have a checking account paired, I can have an ATM card and $0 statement fee
What is:
Key Active Saver
I have a 10 day grace period after CD Maturity
What is:
ALL CD TYPES
Primacy + 1 product (Savings, Credit Card, Lending, or Investment Product
What is:
Relationship
Client walks in and complains about getting charged $12 a month for the last year and has less than $5,000 in the account. We let this client know we stopped selling this product 10/27/2022 and he needs to upgrade from this MMDA to todays
What is:
Silver Money Market Savings (AJ)
Client walks in worried about FDIC coverage, he has $600,000. What's recommended?
What is:
KPC + joint/a trusted friend or family member to be covered under insurance
Clients CD just matured with $200,000- what are our next steps/recommendations?
KPC eligible, Key Select MMDA +KIS referral
Client's CD matured, October 11st- what is the final date before it rolls over into another term?
What is:
October 21st
Can a client have more than one primary grace month in a year?
What is:
YES. If a client has a Grace Month, regains Primacy and again finds themself in a Grace Month situation, they can still regain Primacy after a repeated Grace Month period. There is no limit to the number of times a client can move in or out of Primacy status in a year.